Civiora
Coat of arms of Frauenkappelen

Frauenkappelen

Canton: Bern (BE)

Civiora Index

Derived from official data

39/100

Below the median

National rank: 1’753 / 2’110

Taxes22/100
Premiums37/100
Electricity77/100
Housing36/100
PT service42/100

Confidence level: high · v1.1.0 — Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude581 m
Area9.3 km²
Postcode3020
FSO no.663
DistrictVerwaltungskreis Bern-Mittelland
Tax burden14.8 %Single, CHF 80’000 · 2025
Electricity price26.2 ct./kWhH4 · 2026
Health insurance premiums612 CHF/monthAdult · 2026
Population1’470+19.7 % over 5 years (2019–2024)
Vacancy rate0.55 %01.06.2025
Public transport stops4No rail stop (bus/other)

Taxes — tax burden by scenario

Tax burden ranking →Official
Taxes — tax burden by scenario
FrauenkappelenSwiss median
Single, CHF 80’00014.77 %13.29 %
Single, CHF 120’00018.28 %17.36 %
Married couple, CHF 120’00013.91 %11.31 %
Family, 2 children, CHF 150’00012.37 %9.98 %
Retiree, CHF 80’00017.80 %16.43 %

2025 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2025 — Swiss tax calculator (model cases)View source

26.20 ct./kWh

of which energy 10.89 · grid 11.25 ct./kWh
Swiss median: 27.89 ct./kWh

Tariff breakdown

Energy 10.89Grid 11.25Levies and surcharge 4.06ct./kWh

Profile H4: household using 4’500 kWh/year, operator’s standard product. Tariff year 2026.

Federal Electricity Commission (ElCom)Electricity tariffs 2026, profile H4, standard productView source

Health insurance premiums

Analysis: 2026 premiums →2026 premium ranking →Derived from official data

612 CHF/month

Swiss median: 583 CHF/month

Median monthly premium 2026, adult (26+), CHF 300 deductible, with accident, standard model — median of the 26 offers in premium region BE-2 (Civiora calculation on FOPH data).

Official FOPH average premiums 2026 (all deductibles and models)

Adult
463.00 CHF/month
19–25 years
315.80 CHF/month
Child
118.80 CHF/month

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2026 (priminfo)View source

Population and demographics

Analysis: 2010-2024 growth →Official

Population change 2010–2024

Population change 2010–2024
Population
20101’264
20111’246
20121’241
20131’234
20141’206
20151’207
20161’218
20171’235
20181’240
20191’228
20201’320
20211’366
20221’430
20231’468
20241’470

1’470 inhabitants

Density: 158 inhab./km² · 2024

+0.1 % vs previous year (2023–2024)

Age structure (2024)

0–19 years 18.4 %20–64 years 57.9 %65 and over 23.7 %
Foreign population
15.9 %

Federal Statistical Office (FSO)STATPOP — permanent resident population (STAT-TAB), status 31.12.2024View source

Vacancy rate 2015–2025

Vacancy rate 2015–2025
Vacancy rate (%)
20150.98
20163.26
20171.30
20180.65
20190.97
20202.60
20211.95
20220.59
20230.28
20241.37
20250.55
Vacant dwellings401.06.2025
Vacancy rate0.55 %Swiss median: 0.91 %
Housing stock (2024)730

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2025View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS) — housing stock 2024View source

Public transport

Analysis: transport service →Derived from official data
Public transport stops4No rail stop (bus/other)
Departures on a typical Tuesday291of which evening (from 8 pm): 32 (11 %)
Departures on a typical Sunday14449 % of the typical Tuesday
Public transport stops / 1’0002.72Swiss median: 3.37

Service on typical days (2026 timetable)

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

Number of public transport stops within the municipal territory (as of 04.08.2026). Civiora count based on the official service point list.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition) — typical daysView source

Territory and local economy

Official
Settlement area (reference year 2004/2009)
6.8 %
Agricultural area (reference year 2004/2009)
42.3 %
Wooded area (reference year 2004/2009)
40.9 %
Jobs474reference year 2018
Establishments92reference year 2018
Social assistance rate2.3 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021 — key figures of communesView source

Coat of arms: Wikimedia Commons — File:CHE Frauenkappelen COA.svg

Next expected data: 2027 electricity tariffs (August 2026) · 2027 premiums (Sept.–Oct. 2026) · STATPOP 2025 and 2026 vacant dwellings (Aug.–Sept. 2026).