Civiora
Coat of arms of Gurmels

Gurmels

Canton: Fribourg (FR)

Civiora Index

Derived from official data

53/100

Above the median

National rank: 1’089 / 2’110

Taxes37/100
Premiums69/100
Electricity68/100
Housing48/100
PT service55/100

Confidence level: high · v1.1.0 — Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude559 m
Area20.2 km²
Postcode1792
FSO no.2262
DistrictBezirk See / District du Lac
Tax burden14.3 %Single, CHF 80’000 · 2025
Electricity price27.3 ct./kWhH4 · 2026
Health insurance premiums558 CHF/monthAdult · 2026
Population5’100+5.1 % over 5 years (2019–2024)
Vacancy rate0.83 %01.06.2025
Public transport stops15No rail stop (bus/other)

Taxes — tax burden by scenario

Tax burden ranking →Official
Taxes — tax burden by scenario
GurmelsSwiss median
Single, CHF 80’00014.29 %13.29 %
Single, CHF 120’00018.16 %17.36 %
Married couple, CHF 120’00012.54 %11.31 %
Family, 2 children, CHF 150’00011.39 %9.98 %
Retiree, CHF 80’00017.86 %16.43 %

2025 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2025 — Swiss tax calculator (model cases)View source

27.28 ct./kWh

of which energy 14.55 · grid 8.78 ct./kWh
Swiss median: 27.89 ct./kWh

Tariff breakdown

Energy 14.55Grid 8.78Levies and surcharge 3.95ct./kWh

Profile H4: household using 4’500 kWh/year, operator’s standard product. Tariff year 2026.

Federal Electricity Commission (ElCom)Electricity tariffs 2026, profile H4, standard productView source

Health insurance premiums

Analysis: 2026 premiums →2026 premium ranking →Derived from official data

558 CHF/month

Swiss median: 583 CHF/month

Median monthly premium 2026, adult (26+), CHF 300 deductible, with accident, standard model — median of the 23 offers in premium region FR-2 (Civiora calculation on FOPH data).

Official FOPH average premiums 2026 (all deductibles and models)

Adult
430.40 CHF/month
19–25 years
297.20 CHF/month
Child
112.30 CHF/month

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2026 (priminfo)View source

Population and demographics

Analysis: 2010-2024 growth →Official

Population change 2010–2024

Population change 2010–2024
Population
20104’277
20114’248
20124’330
20134’428
20144’475
20154’556
20164’605
20174’725
20184’793
20194’853
20204’919
20214’928
20224’947
20235’120
20245’100

5’100 inhabitants

Density: 253 inhab./km² · 2024

−0.4 % vs previous year (2023–2024)

Age structure (2024)

0–19 years 22.0 %20–64 years 59.1 %65 and over 18.9 %
Foreign population
11.8 %

Federal Statistical Office (FSO)STATPOP — permanent resident population (STAT-TAB), status 31.12.2024View source

Vacancy rate 2015–2025

Vacancy rate 2015–2025
Vacancy rate (%)
20150.00
20160.00
20170.49
20180.00
20190.96
20201.42
20210.00
20220.00
20236.98
20240.00
20250.00
Vacant dwellings1701.06.2025
Vacancy rate0.83 %Swiss median: 0.91 %
Housing stock (2024)2’267

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2025View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS) — housing stock 2024View source

Public transport

Analysis: transport service →Derived from official data
Public transport stops15No rail stop (bus/other)
Departures on a typical Tuesday700of which evening (from 8 pm): 107 (15 %)
Departures on a typical Sunday53677 % of the typical Tuesday
Public transport stops / 1’0002.94Swiss median: 3.37

Service on typical days (2026 timetable)

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

Number of public transport stops within the municipal territory (as of 04.08.2026). Civiora count based on the official service point list.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition) — typical daysView source

Territory and local economy

Official
Jobs870reference year 2018
Establishments217reference year 2018

Federal Statistical Office (FSO)Regional portraits 2021 — key figures of communesView source

Coat of arms: Wikimedia Commons — File:Gurmels-coat of arms.svg

Next expected data: 2027 electricity tariffs (August 2026) · 2027 premiums (Sept.–Oct. 2026) · STATPOP 2025 and 2026 vacant dwellings (Aug.–Sept. 2026).