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Municipal profile

Coat of arms of Horgen

Horgen

Canton: Zurich (ZH)

Civiora Index

Derived from official data

72/100

Above the median

National rank: 271 / 2’110 · Top 13% nationally

Taxes95/100
Premiums48/100
Electricity81/100
Housing32/100
PT service85/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude624 m
Area30.8 km²
Postcode8135
FSO no.295
DistrictBezirk Horgen
Tax burden8.7 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price24.9 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums610 CHF/monthAdult · 2027 in line with SwitzerlandSwiss median: 599 CHF
Population24’641+6.7 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.44 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops62At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Horgen pays 8.7% of their gross income in tax, or about CHF 6’990 a year. That is CHF 3’500 less than in the median Swiss municipality.

HorgenSwiss median
Single, CHF 80’000 approx. 6’990 CHF/year3’500 CHF/year less
8.7 %
13.1 %
Single, CHF 120’000 approx. 14’520 CHF/year6’180 CHF/year less
12.1 %
17.2 %
Married couple, CHF 120’000 approx. 10’310 CHF/year3’160 CHF/year less
8.6 %
11.2 %
Family, 2 children, CHF 150’000 approx. 11’060 CHF/year3’860 CHF/year less
7.4 %
9.9 %
Retiree, CHF 80’000 approx. 8’610 CHF/year4’380 CHF/year less
10.8 %
16.2 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Derived from official data

A typical household (profile H4, 4’500 kWh a year) in Horgen pays 24.86 ct. per kWh, or about CHF 1’120 a year. That is CHF 92 a year less than in the median Swiss municipality.

24.86 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 11.75Grid (delivery to the meter) 8.46Levies and surcharge (public charges and levies) 4.65ct./kWh

Municipality served by 2 grid operators: value = median of tariffs (Civiora calculation on official ElCom data).

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Horgen pays a median CHF 610 a month for basic health insurance, or about CHF 7’320 a year (CHF 300 deductible, accident cover included). That is in line with the Swiss median (CHF 599).

610 CHF/month

in line with SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 27 offers in premium region ZH-2 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult476.80 CHF/monthapprox. 5’720 CHF/year
19–25 years336.00 CHF/monthapprox. 4’030 CHF/year
Child129.50 CHF/monthapprox. 1’550 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Horgen has 24’641 inhabitants at the end of 2025, 6.7% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

24’641 inhabitants

Density: 800 inhab./km² · 2025

+0.4 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 21.3 %20–64 years 60.0 %65 and over 18.7 %

About 1 resident in 5 is under 20, and 1 in 5 is 65 or over. About 1 resident in 3 (31.6%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

Housing

Vacancy rate ranking →Official

On 1 June 2026, 0.44% of homes in Horgen were vacant, about 1 in 227 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacant dwellings5201.06.2026
Housing stock (2024)11’694

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Horgen has 62 public transport stops. On an ordinary Tuesday, 5’228 departures are scheduled across all stops, 950 of them after 8 pm.

Public transport stops62At least one rail stop
Departures on a typical Tuesday5’228of which evening (from 8 pm): 950 (18 %)
Departures on a typical Sunday4’32383 % of the typical Tuesday
Public transport stops / 1’0002.52Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Horgen’s territory is 18.5% built-up, 38.9% farmland and 39.5% forest (survey 2004/2009).

Built-up 18.5 %Farmland 38.9 %Forest 39.5 %Other (water, rock…) 3.2 %
Jobs10’294reference year 2018
Establishments1’431reference year 2018
Social assistance rate2.8 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source