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Municipal profile

Coat of arms of Ipsach

Ipsach

Canton: Bern (BE)

Civiora Index

Derived from official data

52/100

Above the median

National rank: 1’136 / 2’110

Taxes22/100
Premiums37/100
Electricity71/100
Housing65/100
PT service86/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude435 m
Area1.9 km²
Postcode2563
FSO no.739
DistrictVerwaltungskreis Biel/Bienne
Tax burden14.7 %Single, CHF 80’000 · 2026 more than SwitzerlandSwiss median: 13.1 %
Electricity price25.6 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums634 CHF/monthAdult · 2027 more than SwitzerlandSwiss median: 599 CHF
Population3’873−1.0 % over 5 years (2020–2025) less than SwitzerlandSwiss median: +4.4 %
Vacancy rate1.13 %01.06.2026 more than SwitzerlandSwiss median: 0.83 %
Public transport stops4At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Ipsach pays 14.7% of their gross income in tax, or about CHF 11’780 a year. That is CHF 1’300 more than in the median Swiss municipality.

IpsachSwiss median
Single, CHF 80’000 approx. 11’780 CHF/year1’300 CHF/year more
14.7 %
13.1 %
Single, CHF 120’000 approx. 21’860 CHF/year1’160 CHF/year more
18.2 %
17.2 %
Married couple, CHF 120’000 approx. 16’640 CHF/year3’180 CHF/year more
13.9 %
11.2 %
Family, 2 children, CHF 150’000 approx. 18’500 CHF/year3’580 CHF/year more
12.3 %
9.9 %
Retiree, CHF 80’000 approx. 14’200 CHF/year1’220 CHF/year more
17.8 %
16.2 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Ipsach pays 25.59 ct. per kWh, or about CHF 1’150 a year. That is CHF 59 a year less than in the median Swiss municipality.

25.59 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 7.97Grid (delivery to the meter) 11.91Levies and surcharge (public charges and levies) 5.71ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Ipsach pays a median CHF 634 a month for basic health insurance, or about CHF 7’600 a year (CHF 300 deductible, accident cover included). That is CHF 35 a month more than the Swiss median (CHF 599).

634 CHF/month

more than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 26 offers in premium region BE-2 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult488.50 CHF/monthapprox. 5’860 CHF/year
19–25 years332.60 CHF/monthapprox. 3’990 CHF/year
Child123.90 CHF/monthapprox. 1’490 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Ipsach has 3’873 inhabitants at the end of 2025, 1.0% fewer than five years ago (Swiss median: +4.4%).

Population change 2010–2025

3’873 inhabitants

Density: 2’038 inhab./km² · 2025

+0.1 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 18.6 %20–64 years 54.3 %65 and over 27.1 %

About 1 resident in 5 is under 20, and 1 in 4 is 65 or over. About 1 resident in 7 (14.9%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

Housing

Vacancy rate ranking →Official

On 1 June 2026, 1.13% of homes in Ipsach were vacant, about 1 in 88 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacant dwellings2201.06.2026
Housing stock (2024)1’942

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Ipsach has 4 public transport stops. On an ordinary Tuesday, 224 departures are scheduled across all stops, 32 of them after 8 pm.

Public transport stops4At least one rail stop
Departures on a typical Tuesday224of which evening (from 8 pm): 32 (14 %)
Departures on a typical Sunday14464 % of the typical Tuesday
Public transport stops / 1’0001.03Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Ipsach’s territory is 50.8% built-up, 45.0% farmland and 3.7% forest (survey 2004/2009).

Built-up 50.8 %Farmland 45.0 %Forest 3.7 %Other (water, rock…) 0.5 %
Jobs779reference year 2018
Social assistance rate3.0 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source