Civiora

Municipal profile

Coat of arms of Schwaderloch

Schwaderloch

Canton: Aargau (AG)

Civiora Index

Derived from official data

58/100

Above the median

National rank: 823 / 2’110 · Top 40% nationally

Taxes66/100
Premiums56/100
Electricity61/100
Housing87/100
PT service25/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude326 m
Area2.8 km²
Postcode5326
FSO no.4176
DistrictBezirk Laufenburg
Tax burden11.7 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price26.1 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums599 CHF/monthAdult · 2027 in line with SwitzerlandSwiss median: 599 CHF
Population727+5.5 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate2.21 %01.06.2026 more than SwitzerlandSwiss median: 0.83 %
Public transport stops1No rail stop (bus/other)

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Schwaderloch pays 11.7% of their gross income in tax, or about CHF 9’370 a year. That is CHF 1’120 less than in the median Swiss municipality.

SchwaderlochSwiss median
Single, CHF 80’000 approx. 9’370 CHF/year1’120 CHF/year less
11.7 %
13.1 %
Single, CHF 120’000 approx. 18’640 CHF/year2’060 CHF/year less
15.5 %
17.2 %
Married couple, CHF 120’000 approx. 11’880 CHF/year1’580 CHF/year less
9.9 %
11.2 %
Family, 2 children, CHF 150’000 approx. 13’320 CHF/year1’590 CHF/year less
8.9 %
9.9 %
Retiree, CHF 80’000 approx. 11’780 CHF/year1’200 CHF/year less
14.7 %
16.2 %
Taxes: tax burden by scenario
SchwaderlochSwiss median
Single, CHF 80’00011.71 %13.11 %
Single, CHF 120’00015.53 %17.25 %
Married couple, CHF 120’0009.90 %11.22 %
Family, 2 children, CHF 150’0008.88 %9.94 %
Retiree, CHF 80’00014.73 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Schwaderloch pays 26.05 ct. per kWh, or about CHF 1’170 a year. That is CHF 39 a year less than in the median Swiss municipality.

26.05 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 10.85Grid (delivery to the meter) 10.82Levies and surcharge (public charges and levies) 4.38ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Schwaderloch pays a median CHF 599 a month for basic health insurance, or about CHF 7’190 a year (CHF 300 deductible, accident cover included). That is in line with the Swiss median (CHF 599).

599 CHF/month

in line with SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 27 offers in premium region AG-0 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult464.70 CHF/monthapprox. 5’580 CHF/year
19–25 years315.90 CHF/monthapprox. 3’790 CHF/year
Child121.30 CHF/monthapprox. 1’460 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Schwaderloch has 727 inhabitants at the end of 2025, 5.5% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
2010675
2011670
2012683
2013687
2014660
2015674
2016684
2017664
2018672
2019685
2020689
2021694
2022703
2023723
2024728
2025727

727 inhabitants

Density: 262 inhab./km² · 2025

−0.1 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 16.6 %20–64 years 63.2 %65 and over 20.2 %

About 1 resident in 6 is under 20, and 1 in 5 is 65 or over. About 1 resident in 3 (32.5%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 2.21% of homes in Schwaderloch were vacant, about 1 in 45 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20163.83
20172.89
20182.56
20194.57
20202.08
20215.04
20223.46
20235.68
20241.10
20251.38
20262.21
Vacant dwellings801.06.2026
Housing stock (2024)362

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Schwaderloch has 1 public transport stop. On an ordinary Tuesday, 66 departures are scheduled across all stops, 9 of them after 8 pm.

Public transport stops1No rail stop (bus/other)
Departures on a typical Tuesday66of which evening (from 8 pm): 9 (14 %)
Departures on a typical Sunday3553 % of the typical Tuesday
Public transport stops / 1’0001.38Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Schwaderloch’s territory is 11.5% built-up, 35.8% farmland and 41.9% forest (survey 2004/2009).

Built-up 11.5 %Farmland 35.8 %Forest 41.9 %Other (water, rock…) 10.8 %
Jobs215reference year 2018
Establishments47reference year 2018
Social assistance rate0.9 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source

Neighbouring municipalities

Mettauertal AG2’156Leibstadt AG1’639