Civiora

Municipal profile

Coat of arms of Zell (LU)

Zell (LU)

Canton: Lucerne (LU)

Civiora Index

Derived from official data

71/100

Above the median

National rank: 303 / 2’110 · Top 15% nationally

Taxes69/100
Premiums93/100
Electricity82/100
Housing54/100
PT service55/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude667 m
Area13.9 km²
Postcode6144
FSO no.1150
DistrictWahlkreis Willisau
Tax burden11.7 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price24.7 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums536 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population2’264+7.4 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.88 %01.06.2026 more than SwitzerlandSwiss median: 0.83 %
Public transport stops8At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Zell (LU) pays 11.7% of their gross income in tax, or about CHF 9’380 a year. That is CHF 1’110 less than in the median Swiss municipality.

Zell (LU)Swiss median
Single, CHF 80’000 approx. 9’380 CHF/year1’110 CHF/year less
11.7 %
13.1 %
Single, CHF 120’000 approx. 17’110 CHF/year3’590 CHF/year less
14.3 %
17.2 %
Married couple, CHF 120’000 approx. 12’720 CHF/year740 CHF/year less
10.6 %
11.2 %
Family, 2 children, CHF 150’000 approx. 13’530 CHF/year1’380 CHF/year less
9.0 %
9.9 %
Retiree, CHF 80’000 approx. 11’300 CHF/year1’690 CHF/year less
14.1 %
16.2 %
Taxes: tax burden by scenario
Zell (LU)Swiss median
Single, CHF 80’00011.72 %13.11 %
Single, CHF 120’00014.26 %17.25 %
Married couple, CHF 120’00010.60 %11.22 %
Family, 2 children, CHF 150’0009.02 %9.94 %
Retiree, CHF 80’00014.12 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Zell (LU) pays 24.67 ct. per kWh, or about CHF 1’110 a year. That is CHF 101 a year less than in the median Swiss municipality.

24.67 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 11.50Grid (delivery to the meter) 8.55Levies and surcharge (public charges and levies) 4.62ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Zell (LU) pays a median CHF 536 a month for basic health insurance, or about CHF 6’430 a year (CHF 300 deductible, accident cover included). That is CHF 63 a month less than the Swiss median (CHF 599).

536 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 25 offers in premium region LU-3 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult399.90 CHF/monthapprox. 4’800 CHF/year
19–25 years262.00 CHF/monthapprox. 3’140 CHF/year
Child102.40 CHF/monthapprox. 1’230 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Zell (LU) has 2’264 inhabitants at the end of 2025, 7.4% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
20101’965
20112’003
20122’001
20132’031
20141’999
20151’997
20162’025
20172’004
20182’038
20192’097
20202’108
20212’086
20222’119
20232’162
20242’205
20252’264

2’264 inhabitants

Density: 163 inhab./km² · 2025

+2.7 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 20.2 %20–64 years 59.7 %65 and over 20.1 %

About 1 resident in 5 is under 20, and 1 in 5 is 65 or over. About 1 resident in 7 (15.2%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 0.88% of homes in Zell (LU) were vacant, about 1 in 114 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20160.82
20170.91
20180.65
20192.59
20201.99
20212.08
20220.62
20231.65
20240.51
20250.60
20260.88
Vacant dwellings901.06.2026
Housing stock (2024)1’000

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Zell (LU) has 8 public transport stops. On an ordinary Tuesday, 301 departures are scheduled across all stops, 31 of them after 8 pm.

Public transport stops8At least one rail stop
Departures on a typical Tuesday301of which evening (from 8 pm): 31 (10 %)
Departures on a typical Sunday18260 % of the typical Tuesday
Public transport stops / 1’0003.53Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Zell (LU)’s territory is 10.3% built-up, 67.3% farmland and 21.6% forest (survey 2004/2009).

Built-up 10.3 %Farmland 67.3 %Forest 21.6 %Other (water, rock…) 0.8 %
Jobs1’566reference year 2018
Establishments205reference year 2018
Social assistance rate3.0 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source