Civiora

Municipal profile

Coat of arms of Zürich

Zürich

Canton: Zurich (ZH)

Civiora Index

Derived from official data

65/100

Above the median

National rank: 543 / 2’110 · Top 26% nationally

Taxes86/100
Premiums29/100
Electricity83/100
Housing14/100
PT service96/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude457 m
Area87.9 km²
Postcode8001
FSO no.261
DistrictBezirk Zürich
Tax burden9.9 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price24.6 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums677 CHF/monthAdult · 2027 more than SwitzerlandSwiss median: 599 CHF
Population440’935+4.5 % over 5 years (2020–2025) in line with SwitzerlandSwiss median: +4.4 %
Vacancy rate0.11 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops478At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Zürich pays 9.9% of their gross income in tax, or about CHF 7’940 a year. That is CHF 2’540 less than in the median Swiss municipality.

ZürichSwiss median
Single, CHF 80’000 approx. 7’940 CHF/year2’540 CHF/year less
9.9 %
13.1 %
Single, CHF 120’000 approx. 16’340 CHF/year4’360 CHF/year less
13.6 %
17.2 %
Married couple, CHF 120’000 approx. 11’650 CHF/year1’810 CHF/year less
9.7 %
11.2 %
Family, 2 children, CHF 150’000 approx. 12’510 CHF/year2’400 CHF/year less
8.3 %
9.9 %
Retiree, CHF 80’000 approx. 9’770 CHF/year3’220 CHF/year less
12.2 %
16.2 %
Taxes: tax burden by scenario
ZürichSwiss median
Single, CHF 80’0009.93 %13.11 %
Single, CHF 120’00013.62 %17.25 %
Married couple, CHF 120’0009.71 %11.22 %
Family, 2 children, CHF 150’0008.34 %9.94 %
Retiree, CHF 80’00012.21 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Zürich pays 24.63 ct. per kWh, or about CHF 1’110 a year. That is CHF 103 a year less than in the median Swiss municipality.

24.63 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 7.88Grid (delivery to the meter) 11.12Levies and surcharge (public charges and levies) 5.63ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Zürich pays a median CHF 677 a month for basic health insurance, or about CHF 8’120 a year (CHF 300 deductible, accident cover included). That is CHF 78 a month more than the Swiss median (CHF 599).

677 CHF/month

more than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 27 offers in premium region ZH-1 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult513.00 CHF/monthapprox. 6’160 CHF/year
19–25 years372.70 CHF/monthapprox. 4’470 CHF/year
Child142.80 CHF/monthapprox. 1’710 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Zürich has 440’935 inhabitants at the end of 2025, 4.5% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
2010372’857
2011376’990
2012380’777
2013384’786
2014391’359
2015396’955
2016402’762
2017409’241
2018415’367
2019420’217
2020421’878
2021423’193
2022427’721
2023433’989
2024436’551
2025440’935

440’935 inhabitants

Density: 5’015 inhab./km² · 2025

+1.0 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 17.7 %20–64 years 68.0 %65 and over 14.3 %

About 1 resident in 6 is under 20, and 1 in 7 is 65 or over. About 1 resident in 3 (34.2%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 0.11% of homes in Zürich were vacant (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20160.22
20170.21
20180.20
20190.14
20200.15
20210.17
20220.07
20230.06
20240.07
20250.10
20260.11
Vacant dwellings25201.06.2026
Housing stock (2024)237’386

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Zürich has 478 public transport stops. On an ordinary Tuesday, 223’827 departures are scheduled across all stops, 40’025 of them after 8 pm.

Public transport stops478At least one rail stop
Departures on a typical Tuesday223’827of which evening (from 8 pm): 40’025 (18 %)
Departures on a typical Sunday169’74176 % of the typical Tuesday
Public transport stops / 1’0001.08Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Zürich’s territory is 62.0% built-up, 10.1% farmland and 26.2% forest (survey 2004/2009).

Built-up 62.0 %Farmland 10.1 %Forest 26.2 %Other (water, rock…) 1.7 %
Jobs491’193reference year 2018
Establishments45’057reference year 2018
Social assistance rate4.5 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source