Civiora

Municipal profile

Coat of arms of Châtel-sur-Montsalvens

Châtel-sur-Montsalvens

Canton: Fribourg (FR)

Civiora Index

Derived from official data

47/100

Below the median

National rank: 1’389 / 2’110

Taxes36/100
Premiums68/100
Electricity47/100
Housing8/100
PT service73/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude977 m
Area2.0 km²
Postcode1653
FSO no.2128
DistrictDistrict de la Gruyère
Tax burden14.2 %Single, CHF 80’000 · 2026 more than SwitzerlandSwiss median: 13.1 %
Electricity price27.8 ct./kWhH4 · 2027 more than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums587 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population354+11.7 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.00 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops2No rail stop (bus/other)

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Châtel-sur-Montsalvens pays 14.2% of their gross income in tax, or about CHF 11’400 a year. That is CHF 910 more than in the median Swiss municipality.

Châtel-sur-MontsalvensSwiss median
Single, CHF 80’000 approx. 11’400 CHF/year910 CHF/year more
14.2 %
13.1 %
Single, CHF 120’000 approx. 21’730 CHF/year1’030 CHF/year more
18.1 %
17.2 %
Married couple, CHF 120’000 approx. 15’000 CHF/year1’540 CHF/year more
12.5 %
11.2 %
Family, 2 children, CHF 150’000 approx. 17’040 CHF/year2’130 CHF/year more
11.4 %
9.9 %
Retiree, CHF 80’000 approx. 14’250 CHF/year1’260 CHF/year more
17.8 %
16.2 %
Taxes: tax burden by scenario
Châtel-sur-MontsalvensSwiss median
Single, CHF 80’00014.25 %13.11 %
Single, CHF 120’00018.11 %17.25 %
Married couple, CHF 120’00012.50 %11.22 %
Family, 2 children, CHF 150’00011.36 %9.94 %
Retiree, CHF 80’00017.81 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Châtel-sur-Montsalvens pays 27.78 ct. per kWh, or about CHF 1’250 a year. That is CHF 39 a year more than in the median Swiss municipality.

27.78 ct./kWh

more than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 13.95Grid (delivery to the meter) 9.43Levies and surcharge (public charges and levies) 4.40ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Châtel-sur-Montsalvens pays a median CHF 587 a month for basic health insurance, or about CHF 7’050 a year (CHF 300 deductible, accident cover included). That is CHF 12 a month less than the Swiss median (CHF 599).

587 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 23 offers in premium region FR-2 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult451.70 CHF/monthapprox. 5’420 CHF/year
19–25 years305.40 CHF/monthapprox. 3’660 CHF/year
Child116.90 CHF/monthapprox. 1’400 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Châtel-sur-Montsalvens has 354 inhabitants at the end of 2025, 11.7% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
2010246
2011245
2012248
2013254
2014262
2015274
2016276
2017285
2018286
2019295
2020317
2021328
2022348
2023359
2024358
2025354

354 inhabitants

Density: 174 inhab./km² · 2025

−1.1 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 19.5 %20–64 years 65.5 %65 and over 15.0 %

About 1 resident in 5 is under 20, and 1 in 7 is 65 or over. About 1 resident in 5 (19.2%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, no vacant home was recorded in Châtel-sur-Montsalvens (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20160.61
20170.00
20181.19
20191.76
20203.49
20213.08
20221.01
20232.50
20240.50
20250.48
20260.00
Vacant dwellings001.06.2026
Housing stock (2024)207

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Châtel-sur-Montsalvens has 2 public transport stops. On an ordinary Tuesday, 112 departures are scheduled across all stops, 12 of them after 8 pm.

Public transport stops2No rail stop (bus/other)
Departures on a typical Tuesday112of which evening (from 8 pm): 12 (11 %)
Departures on a typical Sunday10291 % of the typical Tuesday
Public transport stops / 1’0005.65Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Châtel-sur-Montsalvens’s territory is 8.0% built-up, 47.5% farmland and 42.0% forest (survey 2004/2009).

Built-up 8.0 %Farmland 47.5 %Forest 42.0 %Other (water, rock…) 2.5 %
Social assistance rate2.1 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source