Civiora

Municipal profile

Coat of arms of Val-de-Charmey

Val-de-Charmey

Canton: Fribourg (FR)

Civiora Index

Derived from official data

54/100

Above the median

National rank: 1’016 / 2’110 · Top 49% nationally

Taxes17/100
Premiums68/100
Electricity47/100
Housing73/100
PT service84/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude1’374 m
Area111.6 km²
Postcode1637
FSO no.2163
DistrictDistrict de la Gruyère
Tax burden15.0 %Single, CHF 80’000 · 2026 more than SwitzerlandSwiss median: 13.1 %
Electricity price27.8 ct./kWhH4 · 2027 more than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums587 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population2’725+6.9 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate1.42 %01.06.2026 more than SwitzerlandSwiss median: 0.83 %
Public transport stops25No rail stop (bus/other)

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Val-de-Charmey pays 15.0% of their gross income in tax, or about CHF 12’020 a year. That is CHF 1’530 more than in the median Swiss municipality.

Val-de-CharmeySwiss median
Single, CHF 80’000 approx. 12’020 CHF/year1’530 CHF/year more
15.0 %
13.1 %
Single, CHF 120’000 approx. 22’850 CHF/year2’150 CHF/year more
19.0 %
17.2 %
Married couple, CHF 120’000 approx. 15’780 CHF/year2’320 CHF/year more
13.2 %
11.2 %
Family, 2 children, CHF 150’000 approx. 17’940 CHF/year3’030 CHF/year more
12.0 %
9.9 %
Retiree, CHF 80’000 approx. 15’010 CHF/year2’020 CHF/year more
18.8 %
16.2 %
Taxes: tax burden by scenario
Val-de-CharmeySwiss median
Single, CHF 80’00015.02 %13.11 %
Single, CHF 120’00019.04 %17.25 %
Married couple, CHF 120’00013.15 %11.22 %
Family, 2 children, CHF 150’00011.96 %9.94 %
Retiree, CHF 80’00018.76 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Val-de-Charmey pays 27.78 ct. per kWh, or about CHF 1’250 a year. That is CHF 39 a year more than in the median Swiss municipality.

27.78 ct./kWh

more than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 13.95Grid (delivery to the meter) 9.43Levies and surcharge (public charges and levies) 4.40ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Val-de-Charmey pays a median CHF 587 a month for basic health insurance, or about CHF 7’050 a year (CHF 300 deductible, accident cover included). That is CHF 12 a month less than the Swiss median (CHF 599).

587 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 23 offers in premium region FR-2 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult451.70 CHF/monthapprox. 5’420 CHF/year
19–25 years305.40 CHF/monthapprox. 3’660 CHF/year
Child116.90 CHF/monthapprox. 1’400 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Val-de-Charmey has 2’725 inhabitants at the end of 2025, 6.9% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
20102’181
20112’198
20122’295
20132’354
20142’384
20152’416
20162’435
20172’477
20182’483
20192’538
20202’548
20212’587
20222’620
20232’672
20242’729
20252’725

2’725 inhabitants

Density: 24 inhab./km² · 2025

−0.1 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 17.9 %20–64 years 55.6 %65 and over 26.5 %

About 1 resident in 6 is under 20, and 1 in 4 is 65 or over. About 1 resident in 6 (17.7%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 1.42% of homes in Val-de-Charmey were vacant, about 1 in 70 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20160.25
20170.36
20180.12
20190.06
20200.12
20210.00
20222.16
20232.11
20240.77
20250.76
20261.42
Vacant dwellings2601.06.2026
Housing stock (2024)1’839

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Val-de-Charmey has 25 public transport stops. On an ordinary Tuesday, 460 departures are scheduled across all stops, 36 of them after 8 pm.

Public transport stops25No rail stop (bus/other)
Departures on a typical Tuesday460of which evening (from 8 pm): 36 (8 %)
Departures on a typical Sunday588128 % of the typical Tuesday
Public transport stops / 1’0009.17Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Val-de-Charmey’s territory is 2.1% built-up, 43.7% farmland and 42.0% forest (survey 2004/2009).

Built-up 2.1 %Farmland 43.7 %Forest 42.0 %Other (water, rock…) 12.2 %
Jobs1’103reference year 2018
Establishments226reference year 2018
Social assistance rate1.2 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source