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Municipal profile

Coat of arms of Habkern

Habkern

Canton: Bern (BE)

Civiora Index

Derived from official data

50/100

Above the median

National rank: 1’240 / 2’110

Taxes9/100
Premiums63/100
Electricity71/100
Housing47/100
PT service84/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude1’512 m
Area51.0 km²
Postcode3804
FSO no.579
DistrictVerwaltungskreis Interlaken-Oberhasli
Tax burden15.5 %Single, CHF 80’000 · 2026 more than SwitzerlandSwiss median: 13.1 %
Electricity price25.6 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums597 CHF/monthAdult · 2027 in line with SwitzerlandSwiss median: 599 CHF
Population625−1.4 % over 5 years (2020–2025) less than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.73 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops6No rail stop (bus/other)

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Habkern pays 15.5% of their gross income in tax, or about CHF 12’410 a year. That is CHF 1’920 more than in the median Swiss municipality.

HabkernSwiss median
Single, CHF 80’000 approx. 12’410 CHF/year1’920 CHF/year more
15.5 %
13.1 %
Single, CHF 120’000 approx. 22’940 CHF/year2’240 CHF/year more
19.1 %
17.2 %
Married couple, CHF 120’000 approx. 17’500 CHF/year4’030 CHF/year more
14.6 %
11.2 %
Family, 2 children, CHF 150’000 approx. 19’460 CHF/year4’540 CHF/year more
13.0 %
9.9 %
Retiree, CHF 80’000 approx. 14’940 CHF/year1’950 CHF/year more
18.7 %
16.2 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Habkern pays 25.59 ct. per kWh, or about CHF 1’150 a year. That is CHF 59 a year less than in the median Swiss municipality.

25.59 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 7.97Grid (delivery to the meter) 11.91Levies and surcharge (public charges and levies) 5.71ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Habkern pays a median CHF 597 a month for basic health insurance, or about CHF 7’160 a year (CHF 300 deductible, accident cover included). That is in line with the Swiss median (CHF 599).

597 CHF/month

in line with SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 26 offers in premium region BE-3 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult455.30 CHF/monthapprox. 5’460 CHF/year
19–25 years303.00 CHF/monthapprox. 3’640 CHF/year
Child113.90 CHF/monthapprox. 1’370 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Habkern has 625 inhabitants at the end of 2025, 1.4% fewer than five years ago (Swiss median: +4.4%).

Population change 2010–2025

625 inhabitants

Density: 12 inhab./km² · 2025

−0.6 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 19.2 %20–64 years 57.1 %65 and over 23.7 %

About 1 resident in 5 is under 20, and 1 in 4 is 65 or over. About 1 resident in 13 (7.5%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

Housing

Vacancy rate ranking →Official

On 1 June 2026, 0.73% of homes in Habkern were vacant, about 1 in 137 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacant dwellings401.06.2026
Housing stock (2024)548

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Habkern has 6 public transport stops. On an ordinary Tuesday, 166 departures are scheduled across all stops, 10 of them after 8 pm.

Public transport stops6No rail stop (bus/other)
Departures on a typical Tuesday166of which evening (from 8 pm): 10 (6 %)
Departures on a typical Sunday15694 % of the typical Tuesday
Public transport stops / 1’0009.60Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Habkern’s territory is 1.3% built-up, 39.4% farmland and 50.0% forest (survey 2004/2009).

Built-up 1.3 %Farmland 39.4 %Forest 50.0 %Other (water, rock…) 9.3 %
Jobs266reference year 2018
Establishments85reference year 2018
Social assistance rate1.6 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source