Civiora

Municipal profile

Coat of arms of Ramsen

Ramsen

Canton: Schaffhausen (SH)

Civiora Index

Derived from official data

58/100

Above the median

National rank: 823 / 2’110 · Top 40% nationally

Taxes82/100
Premiums71/100
Electricity15/100
Housing40/100
PT service55/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude421 m
Area13.5 km²
Postcode8262
FSO no.2963
DistrictBezirk Stein
Tax burden10.6 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price30.8 ct./kWhH4 · 2027 more than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums579 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population1’697+15.8 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.60 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops6At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Ramsen pays 10.6% of their gross income in tax, or about CHF 8’460 a year. That is CHF 2’030 less than in the median Swiss municipality.

RamsenSwiss median
Single, CHF 80’000 approx. 8’460 CHF/year2’030 CHF/year less
10.6 %
13.1 %
Single, CHF 120’000 approx. 17’020 CHF/year3’680 CHF/year less
14.2 %
17.2 %
Married couple, CHF 120’000 approx. 11’220 CHF/year2’240 CHF/year less
9.3 %
11.2 %
Family, 2 children, CHF 150’000 approx. 11’940 CHF/year2’970 CHF/year less
8.0 %
9.9 %
Retiree, CHF 80’000 approx. 10’690 CHF/year2’300 CHF/year less
13.4 %
16.2 %
Taxes: tax burden by scenario
RamsenSwiss median
Single, CHF 80’00010.57 %13.11 %
Single, CHF 120’00014.18 %17.25 %
Married couple, CHF 120’0009.35 %11.22 %
Family, 2 children, CHF 150’0007.96 %9.94 %
Retiree, CHF 80’00013.36 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Ramsen pays 30.82 ct. per kWh, or about CHF 1’390 a year. That is CHF 176 a year more than in the median Swiss municipality.

30.82 ct./kWh

more than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 11.90Grid (delivery to the meter) 15.05Levies and surcharge (public charges and levies) 3.87ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Ramsen pays a median CHF 579 a month for basic health insurance, or about CHF 6’940 a year (CHF 300 deductible, accident cover included). That is CHF 21 a month less than the Swiss median (CHF 599).

579 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 23 offers in premium region SH-2 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult450.80 CHF/monthapprox. 5’410 CHF/year
19–25 years312.40 CHF/monthapprox. 3’750 CHF/year
Child114.40 CHF/monthapprox. 1’370 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Ramsen has 1’697 inhabitants at the end of 2025, 15.8% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
20101’283
20111’342
20121’345
20131’375
20141’373
20151’371
20161’443
20171’478
20181’469
20191’465
20201’465
20211’522
20221’540
20231’617
20241’655
20251’697

1’697 inhabitants

Density: 126 inhab./km² · 2025

+2.5 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 20.3 %20–64 years 60.1 %65 and over 19.6 %

About 1 resident in 5 is under 20, and 1 in 5 is 65 or over. About 1 resident in 3 (32.7%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 0.60% of homes in Ramsen were vacant, about 1 in 167 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20161.83
20171.79
20182.42
20192.37
20203.26
20213.77
20220.90
20230.89
20240.88
20250.99
20260.60
Vacant dwellings501.06.2026
Housing stock (2024)807

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Ramsen has 6 public transport stops. On an ordinary Tuesday, 289 departures are scheduled across all stops, 44 of them after 8 pm.

Public transport stops6At least one rail stop
Departures on a typical Tuesday289of which evening (from 8 pm): 44 (15 %)
Departures on a typical Sunday20069 % of the typical Tuesday
Public transport stops / 1’0003.54Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Ramsen’s territory is 7.7% built-up, 61.3% farmland and 29.1% forest (survey 2004/2009).

Built-up 7.7 %Farmland 61.3 %Forest 29.1 %Other (water, rock…) 1.9 %
Jobs769reference year 2018
Establishments141reference year 2018
Social assistance rate1.7 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source