Civiora

Municipal profile

Coat of arms of Ruswil

Ruswil

Canton: Lucerne (LU)

Civiora Index

Derived from official data

57/100

Above the median

National rank: 887 / 2’110 · Top 43% nationally

Taxes65/100
Premiums84/100
Electricity81/100
Housing17/100
PT service28/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude710 m
Area45.2 km²
Postcode6016
FSO no.1098
DistrictWahlkreis Sursee
Tax burden12.0 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price24.8 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums548 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population7’645+8.6 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.18 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops15At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Ruswil pays 12.0% of their gross income in tax, or about CHF 9’630 a year. That is CHF 860 less than in the median Swiss municipality.

RuswilSwiss median
Single, CHF 80’000 approx. 9’630 CHF/year860 CHF/year less
12.0 %
13.1 %
Single, CHF 120’000 approx. 17’540 CHF/year3’160 CHF/year less
14.6 %
17.2 %
Married couple, CHF 120’000 approx. 13’040 CHF/year420 CHF/year less
10.9 %
11.2 %
Family, 2 children, CHF 150’000 approx. 13’880 CHF/year1’040 CHF/year less
9.2 %
9.9 %
Retiree, CHF 80’000 approx. 11’590 CHF/year1’390 CHF/year less
14.5 %
16.2 %
Taxes: tax burden by scenario
RuswilSwiss median
Single, CHF 80’00012.04 %13.11 %
Single, CHF 120’00014.62 %17.25 %
Married couple, CHF 120’00010.87 %11.22 %
Family, 2 children, CHF 150’0009.25 %9.94 %
Retiree, CHF 80’00014.49 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Ruswil pays 24.82 ct. per kWh, or about CHF 1’120 a year. That is CHF 94 a year less than in the median Swiss municipality.

24.82 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 11.50Grid (delivery to the meter) 8.55Levies and surcharge (public charges and levies) 4.77ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Ruswil pays a median CHF 548 a month for basic health insurance, or about CHF 6’570 a year (CHF 300 deductible, accident cover included). That is CHF 52 a month less than the Swiss median (CHF 599).

548 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 25 offers in premium region LU-2 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult412.40 CHF/monthapprox. 4’950 CHF/year
19–25 years276.40 CHF/monthapprox. 3’320 CHF/year
Child107.50 CHF/monthapprox. 1’290 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Ruswil has 7’645 inhabitants at the end of 2025, 8.6% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
20106’591
20116’578
20126’636
20136’763
20146’812
20156’842
20166’908
20176’856
20186’969
20197’046
20207’041
20217’143
20227’305
20237’472
20247’541
20257’645

7’645 inhabitants

Density: 169 inhab./km² · 2025

+1.4 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 22.1 %20–64 years 58.9 %65 and over 19.0 %

About 1 resident in 5 is under 20, and 1 in 5 is 65 or over. About 1 resident in 8 (12.6%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 0.18% of homes in Ruswil were vacant (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20160.35
20170.38
20180.64
20190.30
20200.58
20210.34
20220.37
20230.09
20240.03
20250.18
20260.18
Vacant dwellings601.06.2026
Housing stock (2024)3’418

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Ruswil has 15 public transport stops. On an ordinary Tuesday, 1’524 departures are scheduled across all stops, 173 of them after 8 pm.

Public transport stops15At least one rail stop
Departures on a typical Tuesday1’524of which evening (from 8 pm): 173 (11 %)
Departures on a typical Sunday88658 % of the typical Tuesday
Public transport stops / 1’0001.96Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Ruswil’s territory is 7.0% built-up, 71.9% farmland and 20.7% forest (survey 2004/2009).

Built-up 7.0 %Farmland 71.9 %Forest 20.7 %Other (water, rock…) 0.5 %
Jobs3’100reference year 2018
Establishments575reference year 2018
Social assistance rate1.6 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source