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Municipal profile

Coat of arms of S-chanf

S-chanf

Canton: Graubünden (GR)

Civiora Index

Derived from official data

86/100

High index

National rank: 14 / 2’110 · Top 1% nationally

Taxes94/100
Premiums86/100
Electricity96/100
Housing49/100
PT service94/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude2’446 m
Area138.0 km²
Postcode7525
FSO no.3788
DistrictRegion Maloja
Tax burden9.3 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price23.3 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums547 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population736+5.6 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.78 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops15At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in S-chanf pays 9.3% of their gross income in tax, or about CHF 7’440 a year. That is CHF 3’050 less than in the median Swiss municipality.

S-chanfSwiss median
Single, CHF 80’000 approx. 7’440 CHF/year3’050 CHF/year less
9.3 %
13.1 %
Single, CHF 120’000 approx. 15’340 CHF/year5’360 CHF/year less
12.8 %
17.2 %
Married couple, CHF 120’000 approx. 9’840 CHF/year3’620 CHF/year less
8.2 %
11.2 %
Family, 2 children, CHF 150’000 approx. 10’080 CHF/year4’830 CHF/year less
6.7 %
9.9 %
Retiree, CHF 80’000 approx. 9’640 CHF/year3’340 CHF/year less
12.1 %
16.2 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in S-chanf pays 23.26 ct. per kWh, or about CHF 1’050 a year. That is CHF 164 a year less than in the median Swiss municipality.

23.26 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 7.60Grid (delivery to the meter) 10.42Levies and surcharge (public charges and levies) 5.24ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in S-chanf pays a median CHF 547 a month for basic health insurance, or about CHF 6’570 a year (CHF 300 deductible, accident cover included). That is CHF 52 a month less than the Swiss median (CHF 599).

547 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 24 offers in premium region GR-2 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult410.90 CHF/monthapprox. 4’930 CHF/year
19–25 years289.00 CHF/monthapprox. 3’470 CHF/year
Child110.80 CHF/monthapprox. 1’330 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

S-chanf has 736 inhabitants at the end of 2025, 5.6% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

736 inhabitants

Density: 5 inhab./km² · 2025

+3.2 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 17.4 %20–64 years 60.5 %65 and over 22.1 %

About 1 resident in 6 is under 20, and 1 in 5 is 65 or over. About 1 resident in 5 (19.7%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

Housing

Vacancy rate ranking →Official

On 1 June 2026, 0.78% of homes in S-chanf were vacant, about 1 in 128 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacant dwellings501.06.2026
Housing stock (2024)626

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

S-chanf has 15 public transport stops. On an ordinary Tuesday, 392 departures are scheduled across all stops, 18 of them after 8 pm.

Public transport stops15At least one rail stop
Departures on a typical Tuesday392of which evening (from 8 pm): 18 (5 %)
Departures on a typical Sunday28172 % of the typical Tuesday
Public transport stops / 1’00020.38Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

S-chanf’s territory is 0.7% built-up, 23.6% farmland and 19.2% forest (survey 2004/2009).

Built-up 0.7 %Farmland 23.6 %Forest 19.2 %Other (water, rock…) 56.5 %
Jobs240reference year 2018
Establishments82reference year 2018
Social assistance rate1.2 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source