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Municipal profile

Coat of arms of Schwarzhäusern

Schwarzhäusern

Canton: Bern (BE)

Civiora Index

Derived from official data

31/100

Below the median

National rank: 2’041 / 2’110

Taxes22/100
Premiums63/100
Electricity61/100
Housing8/100
PT service5/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude433 m
Area3.8 km²
Postcode4911
FSO no.341
DistrictVerwaltungskreis Oberaargau
Tax burden14.8 %Single, CHF 80’000 · 2026 more than SwitzerlandSwiss median: 13.1 %
Electricity price26.1 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums597 CHF/monthAdult · 2027 in line with SwitzerlandSwiss median: 599 CHF
Population529−0.8 % over 5 years (2020–2025) less than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.00 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops0No rail stop (bus/other)

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Schwarzhäusern pays 14.8% of their gross income in tax, or about CHF 11’810 a year. That is CHF 1’320 more than in the median Swiss municipality.

SchwarzhäusernSwiss median
Single, CHF 80’000 approx. 11’810 CHF/year1’320 CHF/year more
14.8 %
13.1 %
Single, CHF 120’000 approx. 21’900 CHF/year1’200 CHF/year more
18.2 %
17.2 %
Married couple, CHF 120’000 approx. 16’680 CHF/year3’220 CHF/year more
13.9 %
11.2 %
Family, 2 children, CHF 150’000 approx. 18’540 CHF/year3’630 CHF/year more
12.4 %
9.9 %
Retiree, CHF 80’000 approx. 14’220 CHF/year1’240 CHF/year more
17.8 %
16.2 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Schwarzhäusern pays 26.09 ct. per kWh, or about CHF 1’170 a year. That is CHF 37 a year less than in the median Swiss municipality.

26.09 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 7.97Grid (delivery to the meter) 11.91Levies and surcharge (public charges and levies) 6.21ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Schwarzhäusern pays a median CHF 597 a month for basic health insurance, or about CHF 7’160 a year (CHF 300 deductible, accident cover included). That is in line with the Swiss median (CHF 599).

597 CHF/month

in line with SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 26 offers in premium region BE-3 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult455.30 CHF/monthapprox. 5’460 CHF/year
19–25 years303.00 CHF/monthapprox. 3’640 CHF/year
Child113.90 CHF/monthapprox. 1’370 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Schwarzhäusern has 529 inhabitants at the end of 2025, 0.8% fewer than five years ago (Swiss median: +4.4%).

Population change 2010–2025

529 inhabitants

Density: 140 inhab./km² · 2025

+1.9 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 21.2 %20–64 years 55.7 %65 and over 23.1 %

About 1 resident in 5 is under 20, and 1 in 4 is 65 or over. About 1 resident in 15 (6.8%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

Housing

Vacancy rate ranking →Official

On 1 June 2026, no vacant home was recorded in Schwarzhäusern (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacant dwellings001.06.2026
Housing stock (2024)251

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

No public transport stop is recorded in Schwarzhäusern.

Public transport stops0No rail stop (bus/other)
Public transport stops / 1’0000.00Swiss median: 3.33

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

Territory and local economy

Official

Schwarzhäusern’s territory is 10.3% built-up, 52.3% farmland and 34.5% forest (survey 2004/2009).

Built-up 10.3 %Farmland 52.3 %Forest 34.5 %Other (water, rock…) 2.9 %
Jobs98reference year 2018
Establishments35reference year 2018
Social assistance rate1.7 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source