Civiora

Municipal profile

Coat of arms of Val-de-Ruz

Val-de-Ruz

Canton: Neuchâtel (NE)

Civiora Index

Derived from official data

26/100

Below the median

National rank: 2’086 / 2’110

Taxes5/100
Premiums10/100
Electricity38/100
Housing46/100
PT service48/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude1’017 m
Area124.3 km²
Postcode2019
FSO no.6487
DistrictCanton de Neuchâtel
Tax burden16.2 %Single, CHF 80’000 · 2026 more than SwitzerlandSwiss median: 13.1 %
Electricity price28.1 ct./kWhH4 · 2027 more than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums730 CHF/monthAdult · 2027 more than SwitzerlandSwiss median: 599 CHF
Population17’543+2.3 % over 5 years (2020–2025) less than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.71 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops54At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Val-de-Ruz pays 16.2% of their gross income in tax, or about CHF 12’930 a year. That is CHF 2’440 more than in the median Swiss municipality.

Val-de-RuzSwiss median
Single, CHF 80’000 approx. 12’930 CHF/year2’440 CHF/year more
16.2 %
13.1 %
Single, CHF 120’000 approx. 24’000 CHF/year3’300 CHF/year more
20.0 %
17.2 %
Married couple, CHF 120’000 approx. 17’530 CHF/year4’070 CHF/year more
14.6 %
11.2 %
Family, 2 children, CHF 150’000 approx. 20’000 CHF/year5’080 CHF/year more
13.3 %
9.9 %
Retiree, CHF 80’000 approx. 15’690 CHF/year2’700 CHF/year more
19.6 %
16.2 %
Taxes: tax burden by scenario
Val-de-RuzSwiss median
Single, CHF 80’00016.16 %13.11 %
Single, CHF 120’00020.00 %17.25 %
Married couple, CHF 120’00014.61 %11.22 %
Family, 2 children, CHF 150’00013.33 %9.94 %
Retiree, CHF 80’00019.61 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Val-de-Ruz pays 28.08 ct. per kWh, or about CHF 1’260 a year. That is CHF 53 a year more than in the median Swiss municipality.

28.08 ct./kWh

more than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 13.15Grid (delivery to the meter) 9.19Levies and surcharge (public charges and levies) 5.74ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Val-de-Ruz pays a median CHF 730 a month for basic health insurance, or about CHF 8’760 a year (CHF 300 deductible, accident cover included). That is CHF 131 a month more than the Swiss median (CHF 599).

730 CHF/month

more than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 21 offers in premium region NE-0 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult558.80 CHF/monthapprox. 6’710 CHF/year
19–25 years377.60 CHF/monthapprox. 4’530 CHF/year
Child140.80 CHF/monthapprox. 1’690 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Val-de-Ruz has 17’543 inhabitants at the end of 2025, 2.3% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
201015’422
201115’564
201215’961
201316’164
201416’399
201516’586
201616’832
201716’907
201816’990
201917’017
202017’143
202117’368
202217’410
202317’499
202417’514
202517’543

17’543 inhabitants

Density: 141 inhab./km² · 2025

+0.2 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 22.8 %20–64 years 59.1 %65 and over 18.1 %

About 1 resident in 4 is under 20, and 1 in 6 is 65 or over. About 1 resident in 6 (17.8%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 0.71% of homes in Val-de-Ruz were vacant, about 1 in 141 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20160.74
20170.89
20181.40
20191.58
20201.38
20210.90
20221.17
20230.74
20240.81
20250.99
20260.71
Vacant dwellings6201.06.2026
Housing stock (2024)8’695

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Val-de-Ruz has 54 public transport stops. On an ordinary Tuesday, 2’913 departures are scheduled across all stops, 349 of them after 8 pm.

Public transport stops54At least one rail stop
Departures on a typical Tuesday2’913of which evening (from 8 pm): 349 (12 %)
Departures on a typical Sunday1’70358 % of the typical Tuesday
Public transport stops / 1’0003.08Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Val-de-Ruz’s territory is 6.4% built-up, 54.4% farmland and 38.9% forest (survey 2004/2009).

Built-up 6.4 %Farmland 54.4 %Forest 38.9 %Other (water, rock…) 0.3 %
Jobs7’044reference year 2018
Establishments1’098reference year 2018
Social assistance rate3.4 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source