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Municipal profile

Coat of arms of Bad Ragaz

Bad Ragaz

Canton: St. Gallen (SG)

Civiora Index

Derived from official data

59/100

Above the median

National rank: 793 / 2’110 · Top 38% nationally

Taxes80/100
Premiums83/100
Electricity21/100
Housing20/100
PT service61/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude915 m
Area25.4 km²
Postcode7310
FSO no.3291
DistrictWahlkreis Sarganserland
Tax burden10.7 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price29.7 ct./kWhH4 · 2027 more than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums554 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population6’836+5.7 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.24 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops22At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Bad Ragaz pays 10.7% of their gross income in tax, or about CHF 8’580 a year. That is CHF 1’910 less than in the median Swiss municipality.

Bad RagazSwiss median
Single, CHF 80’000 approx. 8’580 CHF/year1’910 CHF/year less
10.7 %
13.1 %
Single, CHF 120’000 approx. 17’020 CHF/year3’680 CHF/year less
14.2 %
17.2 %
Married couple, CHF 120’000 approx. 11’470 CHF/year1’990 CHF/year less
9.6 %
11.2 %
Family, 2 children, CHF 150’000 approx. 12’500 CHF/year2’420 CHF/year less
8.3 %
9.9 %
Retiree, CHF 80’000 approx. 10’720 CHF/year2’260 CHF/year less
13.4 %
16.2 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Bad Ragaz pays 29.71 ct. per kWh, or about CHF 1’340 a year. That is CHF 126 a year more than in the median Swiss municipality.

29.71 ct./kWh

more than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 13.79Grid (delivery to the meter) 11.28Levies and surcharge (public charges and levies) 4.64ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Bad Ragaz pays a median CHF 554 a month for basic health insurance, or about CHF 6’650 a year (CHF 300 deductible, accident cover included). That is CHF 45 a month less than the Swiss median (CHF 599).

554 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 25 offers in premium region SG-2 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult423.70 CHF/monthapprox. 5’080 CHF/year
19–25 years288.50 CHF/monthapprox. 3’460 CHF/year
Child111.10 CHF/monthapprox. 1’330 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Bad Ragaz has 6’836 inhabitants at the end of 2025, 5.7% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

6’836 inhabitants

Density: 269 inhab./km² · 2025

−0.5 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 18.5 %20–64 years 60.1 %65 and over 21.4 %

About 1 resident in 5 is under 20, and 1 in 5 is 65 or over. About 1 resident in 3 (30.0%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

Housing

Vacancy rate ranking →Official

On 1 June 2026, 0.24% of homes in Bad Ragaz were vacant, about 1 in 417 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacant dwellings901.06.2026
Housing stock (2024)3’830

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Bad Ragaz has 22 public transport stops. On an ordinary Tuesday, 1’096 departures are scheduled across all stops, 76 of them after 8 pm.

Public transport stops22At least one rail stop
Departures on a typical Tuesday1’096of which evening (from 8 pm): 76 (7 %)
Departures on a typical Sunday1’02393 % of the typical Tuesday
Public transport stops / 1’0003.22Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Bad Ragaz’s territory is 11.6% built-up, 43.6% farmland and 33.8% forest (survey 2004/2009).

Built-up 11.6 %Farmland 43.6 %Forest 33.8 %Other (water, rock…) 11.0 %
Jobs3’548reference year 2018
Establishments480reference year 2018
Social assistance rate0.9 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source