Civiora

Municipal profile

Coat of arms of Pfäfers

Pfäfers

Canton: St. Gallen (SG)

Civiora Index

Derived from official data

60/100

Above the median

National rank: 747 / 2’110 · Top 36% nationally

Taxes52/100
Premiums83/100
Electricity21/100
Housing45/100
PT service92/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude1’829 m
Area128.5 km²
Postcode7312
FSO no.3294
DistrictWahlkreis Sarganserland
Tax burden12.9 %Single, CHF 80’000 · 2026 in line with SwitzerlandSwiss median: 13.1 %
Electricity price29.7 ct./kWhH4 · 2027 more than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums554 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population1’647+7.8 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.69 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops27No rail stop (bus/other)

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Pfäfers pays 12.9% of their gross income in tax, or about CHF 10’290 a year. That is close to the median Swiss municipality.

PfäfersSwiss median
Single, CHF 80’000 approx. 10’290 CHF/year200 CHF/year less
12.9 %
13.1 %
Single, CHF 120’000 approx. 20’180 CHF/year520 CHF/year less
16.8 %
17.2 %
Married couple, CHF 120’000 approx. 13’660 CHF/year190 CHF/year more
11.4 %
11.2 %
Family, 2 children, CHF 150’000 approx. 14’910 CHF/year
9.9 %
9.9 %
Retiree, CHF 80’000 approx. 12’840 CHF/year140 CHF/year less
16.1 %
16.2 %
Taxes: tax burden by scenario
PfäfersSwiss median
Single, CHF 80’00012.86 %13.11 %
Single, CHF 120’00016.82 %17.25 %
Married couple, CHF 120’00011.38 %11.22 %
Family, 2 children, CHF 150’0009.94 %9.94 %
Retiree, CHF 80’00016.05 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Pfäfers pays 29.71 ct. per kWh, or about CHF 1’340 a year. That is CHF 126 a year more than in the median Swiss municipality.

29.71 ct./kWh

more than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 13.79Grid (delivery to the meter) 11.28Levies and surcharge (public charges and levies) 4.64ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Pfäfers pays a median CHF 554 a month for basic health insurance, or about CHF 6’650 a year (CHF 300 deductible, accident cover included). That is CHF 45 a month less than the Swiss median (CHF 599).

554 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 25 offers in premium region SG-2 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult423.70 CHF/monthapprox. 5’080 CHF/year
19–25 years288.50 CHF/monthapprox. 3’460 CHF/year
Child111.10 CHF/monthapprox. 1’330 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Pfäfers has 1’647 inhabitants at the end of 2025, 7.8% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
20101’571
20111’544
20121’550
20131’533
20141’556
20151’573
20161’572
20171’574
20181’565
20191’556
20201’528
20211’544
20221’563
20231’601
20241’624
20251’647

1’647 inhabitants

Density: 13 inhab./km² · 2025

+1.4 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 20.8 %20–64 years 55.0 %65 and over 24.2 %

About 1 resident in 5 is under 20, and 1 in 4 is 65 or over. About 1 resident in 6 (15.5%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 0.69% of homes in Pfäfers were vacant, about 1 in 145 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20161.47
20171.93
20181.55
20192.13
20201.63
20211.45
20220.72
20230.18
20240.62
20250.35
20260.69
Vacant dwellings801.06.2026
Housing stock (2024)1’151

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Pfäfers has 27 public transport stops. On an ordinary Tuesday, 850 departures are scheduled across all stops, 59 of them after 8 pm.

Public transport stops27No rail stop (bus/other)
Departures on a typical Tuesday850of which evening (from 8 pm): 59 (7 %)
Departures on a typical Sunday58869 % of the typical Tuesday
Public transport stops / 1’00016.39Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Pfäfers’s territory is 1.1% built-up, 27.5% farmland and 31.4% forest (survey 2004/2009).

Built-up 1.1 %Farmland 27.5 %Forest 31.4 %Other (water, rock…) 40.0 %
Jobs1’283reference year 2018
Establishments154reference year 2018
Social assistance rate1.0 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source