Civiora

Municipal profile

Coat of arms of Balgach

Balgach

Canton: St. Gallen (SG)

Civiora Index

Derived from official data

78/100

High index

National rank: 99 / 2’110 · Top 5% nationally

Taxes95/100
Premiums96/100
Electricity48/100
Housing63/100
PT service69/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude407 m
Area6.5 km²
Postcode9435
FSO no.3232
DistrictWahlkreis Rheintal
Tax burden9.2 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price27.5 ct./kWhH4 · 2027 more than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums534 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population5’229+5.8 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate1.09 %01.06.2026 more than SwitzerlandSwiss median: 0.83 %
Public transport stops7No rail stop (bus/other)

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Balgach pays 9.2% of their gross income in tax, or about CHF 7’370 a year. That is CHF 3’120 less than in the median Swiss municipality.

BalgachSwiss median
Single, CHF 80’000 approx. 7’370 CHF/year3’120 CHF/year less
9.2 %
13.1 %
Single, CHF 120’000 approx. 14’780 CHF/year5’920 CHF/year less
12.3 %
17.2 %
Married couple, CHF 120’000 approx. 9’940 CHF/year3’530 CHF/year less
8.3 %
11.2 %
Family, 2 children, CHF 150’000 approx. 10’820 CHF/year4’100 CHF/year less
7.2 %
9.9 %
Retiree, CHF 80’000 approx. 9’220 CHF/year3’760 CHF/year less
11.5 %
16.2 %
Taxes: tax burden by scenario
BalgachSwiss median
Single, CHF 80’0009.21 %13.11 %
Single, CHF 120’00012.32 %17.25 %
Married couple, CHF 120’0008.28 %11.22 %
Family, 2 children, CHF 150’0007.21 %9.94 %
Retiree, CHF 80’00011.53 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Balgach pays 27.51 ct. per kWh, or about CHF 1’240 a year. That is CHF 27 a year more than in the median Swiss municipality.

27.51 ct./kWh

more than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 12.98Grid (delivery to the meter) 8.28Levies and surcharge (public charges and levies) 6.25ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Balgach pays a median CHF 534 a month for basic health insurance, or about CHF 6’400 a year (CHF 300 deductible, accident cover included). That is CHF 66 a month less than the Swiss median (CHF 599).

534 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 25 offers in premium region SG-3 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult400.30 CHF/monthapprox. 4’800 CHF/year
19–25 years267.30 CHF/monthapprox. 3’210 CHF/year
Child105.40 CHF/monthapprox. 1’260 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Balgach has 5’229 inhabitants at the end of 2025, 5.8% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
20104’406
20114’494
20124’530
20134’536
20144’532
20154’498
20164’598
20174’650
20184’798
20194’891
20204’942
20214’995
20225’067
20235’139
20245’210
20255’229

5’229 inhabitants

Density: 802 inhab./km² · 2025

+0.4 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 20.0 %20–64 years 62.0 %65 and over 18.0 %

About 1 resident in 5 is under 20, and 1 in 6 is 65 or over. About 1 resident in 4 (24.8%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 1.09% of homes in Balgach were vacant, about 1 in 92 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20161.27
20171.40
20181.68
20192.56
20201.83
20211.81
20221.02
20231.28
20240.75
20250.66
20261.09
Vacant dwellings2801.06.2026
Housing stock (2024)2’563

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Balgach has 7 public transport stops. On an ordinary Tuesday, 1’385 departures are scheduled across all stops, 219 of them after 8 pm.

Public transport stops7No rail stop (bus/other)
Departures on a typical Tuesday1’385of which evening (from 8 pm): 219 (16 %)
Departures on a typical Sunday99272 % of the typical Tuesday
Public transport stops / 1’0001.34Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Balgach’s territory is 24.3% built-up, 54.2% farmland and 20.6% forest (survey 2004/2009).

Built-up 24.3 %Farmland 54.2 %Forest 20.6 %Other (water, rock…) 0.9 %
Jobs4’127reference year 2018
Establishments329reference year 2018
Social assistance rate0.7 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source