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Municipal profile

Coat of arms of Berneck

Berneck

Canton: St. Gallen (SG)

Civiora Index

Derived from official data

76/100

High index

National rank: 150 / 2’110 · Top 8% nationally

Taxes80/100
Premiums96/100
Electricity49/100
Housing60/100
PT service83/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude463 m
Area5.6 km²
Postcode9411
FSO no.3233
DistrictWahlkreis Rheintal
Tax burden10.7 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price27.3 ct./kWhH4 · 2027 in line with SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums534 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population4’026+2.5 % over 5 years (2020–2025) less than SwitzerlandSwiss median: +4.4 %
Vacancy rate1.02 %01.06.2026 more than SwitzerlandSwiss median: 0.83 %
Public transport stops10No rail stop (bus/other)

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Berneck pays 10.7% of their gross income in tax, or about CHF 8’580 a year. That is CHF 1’910 less than in the median Swiss municipality.

BerneckSwiss median
Single, CHF 80’000 approx. 8’580 CHF/year1’910 CHF/year less
10.7 %
13.1 %
Single, CHF 120’000 approx. 17’020 CHF/year3’680 CHF/year less
14.2 %
17.2 %
Married couple, CHF 120’000 approx. 11’470 CHF/year1’990 CHF/year less
9.6 %
11.2 %
Family, 2 children, CHF 150’000 approx. 12’500 CHF/year2’420 CHF/year less
8.3 %
9.9 %
Retiree, CHF 80’000 approx. 10’720 CHF/year2’260 CHF/year less
13.4 %
16.2 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Berneck pays 27.29 ct. per kWh, or about CHF 1’230 a year. That is close to the median Swiss municipality.

27.29 ct./kWh

in line with SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 11.08Grid (delivery to the meter) 10.09Levies and surcharge (public charges and levies) 6.12ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Berneck pays a median CHF 534 a month for basic health insurance, or about CHF 6’400 a year (CHF 300 deductible, accident cover included). That is CHF 66 a month less than the Swiss median (CHF 599).

534 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 25 offers in premium region SG-3 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult400.30 CHF/monthapprox. 4’800 CHF/year
19–25 years267.30 CHF/monthapprox. 3’210 CHF/year
Child105.40 CHF/monthapprox. 1’260 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Berneck has 4’026 inhabitants at the end of 2025, 2.5% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

4’026 inhabitants

Density: 716 inhab./km² · 2025

+0.4 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 20.4 %20–64 years 58.1 %65 and over 21.5 %

About 1 resident in 5 is under 20, and 1 in 5 is 65 or over. About 1 resident in 5 (20.2%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

Housing

Vacancy rate ranking →Official

On 1 June 2026, 1.02% of homes in Berneck were vacant, about 1 in 98 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacant dwellings2001.06.2026
Housing stock (2024)1’945

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Berneck has 10 public transport stops. On an ordinary Tuesday, 630 departures are scheduled across all stops, 67 of them after 8 pm.

Public transport stops10No rail stop (bus/other)
Departures on a typical Tuesday630of which evening (from 8 pm): 67 (11 %)
Departures on a typical Sunday55688 % of the typical Tuesday
Public transport stops / 1’0002.48Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Berneck’s territory is 23.2% built-up, 46.1% farmland and 29.6% forest (survey 2004/2009).

Built-up 23.2 %Farmland 46.1 %Forest 29.6 %Other (water, rock…) 1.1 %
Jobs2’119reference year 2018
Establishments311reference year 2018
Social assistance rate1.3 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source