Civiora

Municipal profile

Coat of arms of Churwalden

Churwalden

Canton: Graubünden (GR)

Civiora Index

Derived from official data

65/100

Above the median

National rank: 543 / 2’110 · Top 26% nationally

Taxes82/100
Premiums70/100
Electricity24/100
Housing29/100
PT service90/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude1’627 m
Area48.5 km²
Postcode7000
FSO no.3911
DistrictRegion Plessur
Tax burden10.6 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price29.2 ct./kWhH4 · 2027 more than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums586 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population2’075+7.2 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.38 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops28No rail stop (bus/other)

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Churwalden pays 10.6% of their gross income in tax, or about CHF 8’480 a year. That is CHF 2’010 less than in the median Swiss municipality.

ChurwaldenSwiss median
Single, CHF 80’000 approx. 8’480 CHF/year2’010 CHF/year less
10.6 %
13.1 %
Single, CHF 120’000 approx. 17’330 CHF/year3’370 CHF/year less
14.4 %
17.2 %
Married couple, CHF 120’000 approx. 11’140 CHF/year2’330 CHF/year less
9.3 %
11.2 %
Family, 2 children, CHF 150’000 approx. 11’420 CHF/year3’500 CHF/year less
7.6 %
9.9 %
Retiree, CHF 80’000 approx. 10’980 CHF/year2’000 CHF/year less
13.7 %
16.2 %
Taxes: tax burden by scenario
ChurwaldenSwiss median
Single, CHF 80’00010.60 %13.11 %
Single, CHF 120’00014.44 %17.25 %
Married couple, CHF 120’0009.28 %11.22 %
Family, 2 children, CHF 150’0007.61 %9.94 %
Retiree, CHF 80’00013.73 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Churwalden pays 29.18 ct. per kWh, or about CHF 1’310 a year. That is CHF 102 a year more than in the median Swiss municipality.

29.18 ct./kWh

more than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 10.11Grid (delivery to the meter) 14.42Levies and surcharge (public charges and levies) 4.65ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Churwalden pays a median CHF 586 a month for basic health insurance, or about CHF 7’030 a year (CHF 300 deductible, accident cover included). That is CHF 13 a month less than the Swiss median (CHF 599).

586 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 24 offers in premium region GR-1 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult441.90 CHF/monthapprox. 5’300 CHF/year
19–25 years306.80 CHF/monthapprox. 3’680 CHF/year
Child118.10 CHF/monthapprox. 1’420 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Churwalden has 2’075 inhabitants at the end of 2025, 7.2% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
20102’142
20112’116
20122’083
20132’062
20142’067
20152’030
20161’998
20172’012
20181’949
20191’912
20201’936
20211’956
20222’121
20232’147
20242’114
20252’075

2’075 inhabitants

Density: 43 inhab./km² · 2025

−1.8 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 16.8 %20–64 years 61.7 %65 and over 21.5 %

About 1 resident in 6 is under 20, and 1 in 5 is 65 or over. About 1 resident in 4 (26.8%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 0.38% of homes in Churwalden were vacant, about 1 in 263 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20160.92
20171.57
20182.29
20191.36
20201.20
20211.10
20220.74
20230.34
20240.42
20250.41
20260.38
Vacant dwellings1001.06.2026
Housing stock (2024)2’665

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Churwalden has 28 public transport stops. On an ordinary Tuesday, 2’309 departures are scheduled across all stops, 196 of them after 8 pm.

Public transport stops28No rail stop (bus/other)
Departures on a typical Tuesday2’309of which evening (from 8 pm): 196 (8 %)
Departures on a typical Sunday2’24797 % of the typical Tuesday
Public transport stops / 1’00013.49Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Churwalden’s territory is 3.7% built-up, 43.8% farmland and 39.7% forest (survey 2004/2009).

Built-up 3.7 %Farmland 43.8 %Forest 39.7 %Other (water, rock…) 12.8 %
Jobs1’050reference year 2018
Establishments219reference year 2018
Social assistance rate1.6 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source