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Municipal profile

Coat of arms of Gams

Gams

Canton: St. Gallen (SG)

Civiora Index

Derived from official data

54/100

Above the median

National rank: 1’016 / 2’110 · Top 49% nationally

Taxes63/100
Premiums96/100
Electricity4/100
Housing39/100
PT service49/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude786 m
Area22.3 km²
Postcode9473
FSO no.3272
DistrictWahlkreis Werdenberg
Tax burden11.8 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price36.9 ct./kWhH4 · 2027 more than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums534 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population3’736+4.2 % over 5 years (2020–2025) in line with SwitzerlandSwiss median: +4.4 %
Vacancy rate0.58 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops12No rail stop (bus/other)

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Gams pays 11.8% of their gross income in tax, or about CHF 9’470 a year. That is CHF 1’020 less than in the median Swiss municipality.

GamsSwiss median
Single, CHF 80’000 approx. 9’470 CHF/year1’020 CHF/year less
11.8 %
13.1 %
Single, CHF 120’000 approx. 18’670 CHF/year2’030 CHF/year less
15.6 %
17.2 %
Married couple, CHF 120’000 approx. 12’620 CHF/year840 CHF/year less
10.5 %
11.2 %
Family, 2 children, CHF 150’000 approx. 13’760 CHF/year1’160 CHF/year less
9.2 %
9.9 %
Retiree, CHF 80’000 approx. 11’820 CHF/year1’160 CHF/year less
14.8 %
16.2 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Gams pays 36.88 ct. per kWh, or about CHF 1’660 a year. That is CHF 449 a year more than in the median Swiss municipality.

36.88 ct./kWh

more than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 15.40Grid (delivery to the meter) 17.32Levies and surcharge (public charges and levies) 4.16ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Gams pays a median CHF 534 a month for basic health insurance, or about CHF 6’400 a year (CHF 300 deductible, accident cover included). That is CHF 66 a month less than the Swiss median (CHF 599).

534 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 25 offers in premium region SG-3 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult400.30 CHF/monthapprox. 4’800 CHF/year
19–25 years267.30 CHF/monthapprox. 3’210 CHF/year
Child105.40 CHF/monthapprox. 1’260 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Gams has 3’736 inhabitants at the end of 2025, 4.2% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

3’736 inhabitants

Density: 168 inhab./km² · 2025

+0.2 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 22.6 %20–64 years 58.2 %65 and over 19.2 %

About 1 resident in 4 is under 20, and 1 in 5 is 65 or over. About 1 resident in 4 (25.7%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

Housing

Vacancy rate ranking →Official

On 1 June 2026, 0.58% of homes in Gams were vacant, about 1 in 172 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacant dwellings1001.06.2026
Housing stock (2024)1’731

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Gams has 12 public transport stops. On an ordinary Tuesday, 714 departures are scheduled across all stops, 110 of them after 8 pm.

Public transport stops12No rail stop (bus/other)
Departures on a typical Tuesday714of which evening (from 8 pm): 110 (15 %)
Departures on a typical Sunday61686 % of the typical Tuesday
Public transport stops / 1’0003.21Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Gams’s territory is 9.6% built-up, 57.4% farmland and 29.4% forest (survey 2004/2009).

Built-up 9.6 %Farmland 57.4 %Forest 29.4 %Other (water, rock…) 3.6 %
Jobs1’228reference year 2018
Establishments271reference year 2018
Social assistance rate1.1 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source