Civiora
Coat of arms of Lema

Lema

Canton: Ticino (TI)

Civiora Index

Derived from official data

61/100

Above the median

National rank: 780 / 2’110 · Top 37% nationally

TaxesData unavailable
Premiums8/100
Electricity84/100
Housing82/100
PT service82/100

Confidence level: medium · v1.1.0 — Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude697 m
Area18.6 km²
Postcode6981
FSO no.5395
DistrictDistretto di Lugano
Tax burdenSingle, CHF 80’000 · 2025
Electricity price25.1 ct./kWhH4 · 2026
Health insurance premiums740 CHF/monthAdult · 2026
Population2’662+1.4 % over 5 years (2019–2024)
Vacancy rate1.94 %01.06.2025
Public transport stops22No rail stop (bus/other)

Taxes — tax burden by scenario

Tax burden ranking →Data unavailable

Tax burden unavailable for this municipality: merger or mutation on 01.01.2026 — the 2025 multipliers of the former municipalities cannot be carried over.

Federal Tax Administration (FTA)Tax burden 2025 — Swiss tax calculator (model cases)View source

25.13 ct./kWh

of which energy 8.95 · grid 10.33 ct./kWh
Swiss median: 27.89 ct./kWh

Tariff breakdown

Energy 8.95Grid 10.33Levies and surcharge 5.85ct./kWh

Profile H4: household using 4’500 kWh/year, operator’s standard product. Tariff year 2026.

Federal Electricity Commission (ElCom)Electricity tariffs 2026, profile H4, standard productView source

Health insurance premiums

Analysis: 2026 premiums →2026 premium ranking →Derived from official data

740 CHF/month

Swiss median: 583 CHF/month

Median monthly premium 2026, adult (26+), CHF 300 deductible, with accident, standard model — median of the 21 offers in premium region TI-1 (Civiora calculation on FOPH data).

Official FOPH average premiums 2026 (all deductibles and models)

Adult
588.00 CHF/month
19–25 years
414.10 CHF/month
Child
149.60 CHF/month

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2026 (priminfo)View source

Population and demographics

Analysis: 2010-2024 growth →Official

Population change 2010–2024

Population change 2010–2024
Population
20102’497
20112’513
20122’555
20132’583
20142’628
20152’637
20162’646
20172’621
20182’663
20192’624
20202’621
20212’653
20222’664
20232’662
20242’662

2’662 inhabitants

Density: 143 inhab./km² · 2024

+0.0 % vs previous year (2023–2024)

Age structure (2024)

0–19 years 17.5 %20–64 years 57.7 %65 and over 24.8 %
Foreign population
14.8 %

Federal Statistical Office (FSO)STATPOP — permanent resident population (STAT-TAB), status 31.12.2024View source

Vacancy rate 2015–2025

Vacancy rate 2015–2025
Vacancy rate (%)
20151.13
20160.80
20170.89
20181.75
20190.81
20201.65
20211.64
20221.43
20232.11
20241.70
20251.94
Vacant dwellings4001.06.2025
Vacancy rate1.94 %Swiss median: 0.91 %
Housing stock (2024)2’066

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2025View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS) — housing stock 2024View source

Public transport

Analysis: transport service →Derived from official data
Public transport stops22No rail stop (bus/other)
Departures on a typical Tuesday1’148of which evening (from 8 pm): 116 (10 %)
Departures on a typical Sunday92280 % of the typical Tuesday
Public transport stops / 1’0008.26Swiss median: 3.37

Service on typical days (2026 timetable)

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

Number of public transport stops within the municipal territory (as of 04.08.2026). Civiora count based on the official service point list.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition) — typical daysView source

Territory and local economy

Analysis: 2021-2026 mergers →Official
Jobs678reference year 2018
Establishments135reference year 2018

Federal Statistical Office (FSO)Regional portraits 2021 — key figures of communesView source

Coat of arms: Wikimedia Commons — File:CHE Lema COA.svg

Next expected data: 2027 electricity tariffs (August 2026) · 2027 premiums (Sept.–Oct. 2026) · STATPOP 2025 and 2026 vacant dwellings (Aug.–Sept. 2026).