Civiora

Municipal profile

Coat of arms of Lumino

Lumino

Canton: Ticino (TI)

Civiora Index

Derived from official data

47/100

Below the median

National rank: 1’389 / 2’110

Taxes59/100
Premiums8/100
Electricity77/100
Housing77/100
PT service23/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude830 m
Area10.1 km²
Postcode6533
FSO no.5010
DistrictDistretto di Bellinzona
Tax burden12.0 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price25.2 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums764 CHF/monthAdult · 2027 more than SwitzerlandSwiss median: 599 CHF
Population1’712+7.9 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate1.57 %01.06.2026 more than SwitzerlandSwiss median: 0.83 %
Public transport stops3No rail stop (bus/other)

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Lumino pays 12.0% of their gross income in tax, or about CHF 9’580 a year. That is CHF 900 less than in the median Swiss municipality.

LuminoSwiss median
Single, CHF 80’000 approx. 9’580 CHF/year900 CHF/year less
12.0 %
13.1 %
Single, CHF 120’000 approx. 19’570 CHF/year1’130 CHF/year less
16.3 %
17.2 %
Married couple, CHF 120’000 approx. 13’030 CHF/year430 CHF/year less
10.9 %
11.2 %
Family, 2 children, CHF 150’000 approx. 13’460 CHF/year1’460 CHF/year less
9.0 %
9.9 %
Retiree, CHF 80’000 approx. 12’380 CHF/year610 CHF/year less
15.5 %
16.2 %
Taxes: tax burden by scenario
LuminoSwiss median
Single, CHF 80’00011.98 %13.11 %
Single, CHF 120’00016.31 %17.25 %
Married couple, CHF 120’00010.86 %11.22 %
Family, 2 children, CHF 150’0008.97 %9.94 %
Retiree, CHF 80’00015.47 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Lumino pays 25.20 ct. per kWh, or about CHF 1’130 a year. That is CHF 77 a year less than in the median Swiss municipality.

25.20 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 10.40Grid (delivery to the meter) 8.95Levies and surcharge (public charges and levies) 5.85ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Lumino pays a median CHF 764 a month for basic health insurance, or about CHF 9’170 a year (CHF 300 deductible, accident cover included). That is CHF 165 a month more than the Swiss median (CHF 599).

764 CHF/month

more than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 21 offers in premium region TI-1 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult609.30 CHF/monthapprox. 7’310 CHF/year
19–25 years423.00 CHF/monthapprox. 5’080 CHF/year
Child154.70 CHF/monthapprox. 1’860 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Lumino has 1’712 inhabitants at the end of 2025, 7.9% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
20101’313
20111’362
20121’373
20131’370
20141’404
20151’416
20161’448
20171’470
20181’513
20191’571
20201’587
20211’580
20221’613
20231’614
20241’684
20251’712

1’712 inhabitants

Density: 170 inhab./km² · 2025

+1.7 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 19.0 %20–64 years 61.7 %65 and over 19.3 %

About 1 resident in 5 is under 20, and 1 in 5 is 65 or over. About 1 resident in 5 (20.3%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 1.57% of homes in Lumino were vacant, about 1 in 64 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20161.83
20172.69
20181.84
20192.86
20201.73
20212.06
20222.09
20232.66
20241.99
20252.40
20261.57
Vacant dwellings1601.06.2026
Housing stock (2024)1’000

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Lumino has 3 public transport stops. On an ordinary Tuesday, 207 departures are scheduled across all stops, 33 of them after 8 pm.

Public transport stops3No rail stop (bus/other)
Departures on a typical Tuesday207of which evening (from 8 pm): 33 (16 %)
Departures on a typical Sunday18388 % of the typical Tuesday
Public transport stops / 1’0001.75Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Lumino’s territory is 6.3% built-up, 12.5% farmland and 75.4% forest (survey 2004/2009).

Built-up 6.3 %Farmland 12.5 %Forest 75.4 %Other (water, rock…) 5.8 %
Jobs298reference year 2018
Establishments74reference year 2018
Social assistance rate2.0 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source