Civiora

Municipal profile

Coat of arms of Schaffhausen

Schaffhausen

Canton: Schaffhausen (SH)

Civiora Index

Derived from official data

63/100

Above the median

National rank: 622 / 2’110 · Top 30% nationally

Taxes92/100
Premiums47/100
Electricity16/100
Housing33/100
PT service92/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude503 m
Area41.9 km²
Postcode8200
FSO no.2939
DistrictBezirk Schaffhausen
Tax burden9.7 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price30.5 ct./kWhH4 · 2027 more than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums611 CHF/monthAdult · 2027 in line with SwitzerlandSwiss median: 599 CHF
Population39’228+6.2 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.46 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops125At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Schaffhausen pays 9.7% of their gross income in tax, or about CHF 7’770 a year. That is CHF 2’720 less than in the median Swiss municipality.

SchaffhausenSwiss median
Single, CHF 80’000 approx. 7’770 CHF/year2’720 CHF/year less
9.7 %
13.1 %
Single, CHF 120’000 approx. 15’730 CHF/year4’970 CHF/year less
13.1 %
17.2 %
Married couple, CHF 120’000 approx. 10’360 CHF/year3’110 CHF/year less
8.6 %
11.2 %
Family, 2 children, CHF 150’000 approx. 11’020 CHF/year3’880 CHF/year less
7.3 %
9.9 %
Retiree, CHF 80’000 approx. 9’830 CHF/year3’150 CHF/year less
12.3 %
16.2 %
Taxes: tax burden by scenario
SchaffhausenSwiss median
Single, CHF 80’0009.71 %13.11 %
Single, CHF 120’00013.11 %17.25 %
Married couple, CHF 120’0008.63 %11.22 %
Family, 2 children, CHF 150’0007.35 %9.94 %
Retiree, CHF 80’00012.29 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Derived from official data

A typical household (profile H4, 4’500 kWh a year) in Schaffhausen pays 30.50 ct. per kWh, or about CHF 1’370 a year. That is CHF 162 a year more than in the median Swiss municipality.

30.50 ct./kWh

more than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 12.55Grid (delivery to the meter) 14.14Levies and surcharge (public charges and levies) 3.81ct./kWh

Municipality served by 2 grid operators: value = median of tariffs (Civiora calculation on official ElCom data).

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Schaffhausen pays a median CHF 611 a month for basic health insurance, or about CHF 7’330 a year (CHF 300 deductible, accident cover included). That is in line with the Swiss median (CHF 599).

611 CHF/month

in line with SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 23 offers in premium region SH-1 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult485.00 CHF/monthapprox. 5’820 CHF/year
19–25 years341.00 CHF/monthapprox. 4’090 CHF/year
Child123.90 CHF/monthapprox. 1’490 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Schaffhausen has 39’228 inhabitants at the end of 2025, 6.2% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
201034’943
201135’121
201235’413
201335’613
201435’927
201535’948
201636’148
201736’332
201836’587
201936’604
202036’952
202137’248
202237’713
202338’666
202438’964
202539’228

39’228 inhabitants

Density: 937 inhab./km² · 2025

+0.7 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 17.9 %20–64 years 59.7 %65 and over 22.4 %

About 1 resident in 6 is under 20, and 1 in 4 is 65 or over. About 1 resident in 3 (31.4%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 0.46% of homes in Schaffhausen were vacant, about 1 in 217 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20161.15
20171.48
20182.11
20192.12
20201.13
20210.99
20221.26
20230.54
20240.69
20250.46
20260.46
Vacant dwellings9601.06.2026
Housing stock (2024)20’874

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Schaffhausen has 125 public transport stops. On an ordinary Tuesday, 25’754 departures are scheduled across all stops, 3’145 of them after 8 pm.

Public transport stops125At least one rail stop
Departures on a typical Tuesday25’754of which evening (from 8 pm): 3’145 (12 %)
Departures on a typical Sunday14’08055 % of the typical Tuesday
Public transport stops / 1’0003.19Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Schaffhausen’s territory is 24.8% built-up, 20.3% farmland and 53.3% forest (survey 2004/2009).

Built-up 24.8 %Farmland 20.3 %Forest 53.3 %Other (water, rock…) 1.6 %
Jobs27’255reference year 2018
Establishments3’017reference year 2018
Social assistance rate3.6 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source