Civiora

Municipal profile

Coat of arms of Spiez

Spiez

Canton: Bern (BE)

Civiora Index

Derived from official data

52/100

Above the median

National rank: 1’136 / 2’110

Taxes22/100
Premiums63/100
Electricity71/100
Housing25/100
PT service92/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude631 m
Area16.7 km²
Postcode3645
FSO no.768
DistrictVerwaltungskreis Frutigen-Niedersimmental
Tax burden14.8 %Single, CHF 80’000 · 2026 more than SwitzerlandSwiss median: 13.1 %
Electricity price25.6 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums597 CHF/monthAdult · 2027 in line with SwitzerlandSwiss median: 599 CHF
Population13’332+3.1 % over 5 years (2020–2025) less than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.32 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops51At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Spiez pays 14.8% of their gross income in tax, or about CHF 11’810 a year. That is CHF 1’320 more than in the median Swiss municipality.

SpiezSwiss median
Single, CHF 80’000 approx. 11’810 CHF/year1’320 CHF/year more
14.8 %
13.1 %
Single, CHF 120’000 approx. 21’900 CHF/year1’200 CHF/year more
18.2 %
17.2 %
Married couple, CHF 120’000 approx. 16’680 CHF/year3’220 CHF/year more
13.9 %
11.2 %
Family, 2 children, CHF 150’000 approx. 18’540 CHF/year3’630 CHF/year more
12.4 %
9.9 %
Retiree, CHF 80’000 approx. 14’220 CHF/year1’240 CHF/year more
17.8 %
16.2 %
Taxes: tax burden by scenario
SpiezSwiss median
Single, CHF 80’00014.76 %13.11 %
Single, CHF 120’00018.25 %17.25 %
Married couple, CHF 120’00013.90 %11.22 %
Family, 2 children, CHF 150’00012.36 %9.94 %
Retiree, CHF 80’00017.78 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Spiez pays 25.59 ct. per kWh, or about CHF 1’150 a year. That is CHF 59 a year less than in the median Swiss municipality.

25.59 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 7.97Grid (delivery to the meter) 11.91Levies and surcharge (public charges and levies) 5.71ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Spiez pays a median CHF 597 a month for basic health insurance, or about CHF 7’160 a year (CHF 300 deductible, accident cover included). That is in line with the Swiss median (CHF 599).

597 CHF/month

in line with SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 26 offers in premium region BE-3 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult455.30 CHF/monthapprox. 5’460 CHF/year
19–25 years303.00 CHF/monthapprox. 3’640 CHF/year
Child113.90 CHF/monthapprox. 1’370 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Spiez has 13’332 inhabitants at the end of 2025, 3.1% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
201012’475
201112’417
201212’549
201312’577
201412’555
201512’477
201612’713
201712’707
201812’812
201912’870
202012’926
202113’010
202212’906
202313’190
202413’342
202513’332

13’332 inhabitants

Density: 798 inhab./km² · 2025

−0.1 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 17.1 %20–64 years 56.8 %65 and over 26.1 %

About 1 resident in 6 is under 20, and 1 in 4 is 65 or over. About 1 resident in 7 (14.8%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 0.32% of homes in Spiez were vacant, about 1 in 312 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20161.15
20170.65
20180.62
20190.96
20200.59
20210.50
20220.32
20230.49
20240.58
20250.27
20260.32
Vacant dwellings2501.06.2026
Housing stock (2024)7’674

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Spiez has 51 public transport stops. On an ordinary Tuesday, 3’403 departures are scheduled across all stops, 412 of them after 8 pm.

Public transport stops51At least one rail stop
Departures on a typical Tuesday3’403of which evening (from 8 pm): 412 (12 %)
Departures on a typical Sunday2’49473 % of the typical Tuesday
Public transport stops / 1’0003.83Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Spiez’s territory is 31.4% built-up, 35.9% farmland and 29.8% forest (survey 2004/2009).

Built-up 31.4 %Farmland 35.9 %Forest 29.8 %Other (water, rock…) 2.9 %
Jobs5’713reference year 2018
Establishments876reference year 2018
Social assistance rate2.8 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source