Civiora

Municipal profile

Coat of arms of Stein am Rhein

Stein am Rhein

Canton: Schaffhausen (SH)

Civiora Index

Derived from official data

68/100

Above the median

National rank: 413 / 2’110 · Top 20% nationally

Taxes85/100
Premiums71/100
Electricity15/100
Housing73/100
PT service77/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude445 m
Area5.8 km²
Postcode8260
FSO no.2964
DistrictBezirk Stein
Tax burden10.4 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price30.8 ct./kWhH4 · 2027 more than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums579 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population3’956+11.1 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate1.41 %01.06.2026 more than SwitzerlandSwiss median: 0.83 %
Public transport stops8At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Stein am Rhein pays 10.4% of their gross income in tax, or about CHF 8’290 a year. That is CHF 2’200 less than in the median Swiss municipality.

Stein am RheinSwiss median
Single, CHF 80’000 approx. 8’290 CHF/year2’200 CHF/year less
10.4 %
13.1 %
Single, CHF 120’000 approx. 16’690 CHF/year4’010 CHF/year less
13.9 %
17.2 %
Married couple, CHF 120’000 approx. 11’000 CHF/year2’460 CHF/year less
9.2 %
11.2 %
Family, 2 children, CHF 150’000 approx. 11’720 CHF/year3’200 CHF/year less
7.8 %
9.9 %
Retiree, CHF 80’000 approx. 10’470 CHF/year2’510 CHF/year less
13.1 %
16.2 %
Taxes: tax burden by scenario
Stein am RheinSwiss median
Single, CHF 80’00010.36 %13.11 %
Single, CHF 120’00013.91 %17.25 %
Married couple, CHF 120’0009.17 %11.22 %
Family, 2 children, CHF 150’0007.81 %9.94 %
Retiree, CHF 80’00013.09 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Stein am Rhein pays 30.82 ct. per kWh, or about CHF 1’390 a year. That is CHF 176 a year more than in the median Swiss municipality.

30.82 ct./kWh

more than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 11.90Grid (delivery to the meter) 15.05Levies and surcharge (public charges and levies) 3.87ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Stein am Rhein pays a median CHF 579 a month for basic health insurance, or about CHF 6’940 a year (CHF 300 deductible, accident cover included). That is CHF 21 a month less than the Swiss median (CHF 599).

579 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 23 offers in premium region SH-2 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult450.80 CHF/monthapprox. 5’410 CHF/year
19–25 years312.40 CHF/monthapprox. 3’750 CHF/year
Child114.40 CHF/monthapprox. 1’370 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Stein am Rhein has 3’956 inhabitants at the end of 2025, 11.1% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
20103’209
20113’172
20123’286
20133’334
20143’335
20153’343
20163’421
20173’376
20183’415
20193’505
20203’561
20213’587
20223’571
20233’548
20243’770
20253’956

3’956 inhabitants

Density: 683 inhab./km² · 2025

+4.9 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 16.9 %20–64 years 54.5 %65 and over 28.6 %

About 1 resident in 6 is under 20, and 1 in 3 is 65 or over. About 1 resident in 4 (25.9%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 1.41% of homes in Stein am Rhein were vacant, about 1 in 71 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20161.39
20171.62
20182.03
20191.84
20201.77
20210.59
20220.62
20230.76
20241.87
20251.09
20261.41
Vacant dwellings3301.06.2026
Housing stock (2024)2’298

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Stein am Rhein has 8 public transport stops. On an ordinary Tuesday, 684 departures are scheduled across all stops, 114 of them after 8 pm.

Public transport stops8At least one rail stop
Departures on a typical Tuesday684of which evening (from 8 pm): 114 (17 %)
Departures on a typical Sunday50774 % of the typical Tuesday
Public transport stops / 1’0002.02Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Stein am Rhein’s territory is 24.9% built-up, 29.6% farmland and 39.5% forest (survey 2004/2009).

Built-up 24.9 %Farmland 29.6 %Forest 39.5 %Other (water, rock…) 6.0 %
Jobs1’614reference year 2018
Establishments319reference year 2018
Social assistance rate2.6 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source