Civiora

Municipal profile

Coat of arms of Stein (AR)

Stein (AR)

Canton: Appenzell Ausserrhoden (AR)

Civiora Index

Derived from official data

56/100

Above the median

National rank: 941 / 2’110 · Top 45% nationally

Taxes57/100
Premiums81/100
Electricity24/100
Housing57/100
PT service52/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude760 m
Area9.4 km²
Postcode9014
FSO no.3005
DistrictBezirk Hinterland
Tax burden12.0 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price29.1 ct./kWhH4 · 2027 more than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums556 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population1’492+7.5 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.96 %01.06.2026 more than SwitzerlandSwiss median: 0.83 %
Public transport stops5No rail stop (bus/other)

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Stein (AR) pays 12.0% of their gross income in tax, or about CHF 9’580 a year. That is CHF 910 less than in the median Swiss municipality.

Stein (AR)Swiss median
Single, CHF 80’000 approx. 9’580 CHF/year910 CHF/year less
12.0 %
13.1 %
Single, CHF 120’000 approx. 18’340 CHF/year2’360 CHF/year less
15.3 %
17.2 %
Married couple, CHF 120’000 approx. 13’850 CHF/year380 CHF/year more
11.5 %
11.2 %
Family, 2 children, CHF 150’000 approx. 16’200 CHF/year1’290 CHF/year more
10.8 %
9.9 %
Retiree, CHF 80’000 approx. 11’840 CHF/year1’140 CHF/year less
14.8 %
16.2 %
Taxes: tax burden by scenario
Stein (AR)Swiss median
Single, CHF 80’00011.97 %13.11 %
Single, CHF 120’00015.28 %17.25 %
Married couple, CHF 120’00011.54 %11.22 %
Family, 2 children, CHF 150’00010.80 %9.94 %
Retiree, CHF 80’00014.80 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Stein (AR) pays 29.11 ct. per kWh, or about CHF 1’310 a year. That is CHF 99 a year more than in the median Swiss municipality.

29.11 ct./kWh

more than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 13.79Grid (delivery to the meter) 11.28Levies and surcharge (public charges and levies) 4.04ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Stein (AR) pays a median CHF 556 a month for basic health insurance, or about CHF 6’670 a year (CHF 300 deductible, accident cover included). That is CHF 44 a month less than the Swiss median (CHF 599).

556 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 23 offers in premium region AR-0 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult422.30 CHF/monthapprox. 5’070 CHF/year
19–25 years289.00 CHF/monthapprox. 3’470 CHF/year
Child110.20 CHF/monthapprox. 1’320 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Stein (AR) has 1’492 inhabitants at the end of 2025, 7.5% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
20101’359
20111’371
20121’357
20131’375
20141’387
20151’406
20161’418
20171’423
20181’429
20191’387
20201’388
20211’397
20221’437
20231’498
20241’497
20251’492

1’492 inhabitants

Density: 159 inhab./km² · 2025

−0.3 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 23.5 %20–64 years 54.0 %65 and over 22.5 %

About 1 resident in 4 is under 20, and 1 in 4 is 65 or over. About 1 resident in 13 (7.6%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 0.96% of homes in Stein (AR) were vacant, about 1 in 104 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20161.35
20171.04
20180.89
20191.36
20201.82
20211.94
20221.01
20231.24
20240.55
20251.23
20260.96
Vacant dwellings701.06.2026
Housing stock (2024)732

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Stein (AR) has 5 public transport stops. On an ordinary Tuesday, 260 departures are scheduled across all stops, 40 of them after 8 pm.

Public transport stops5No rail stop (bus/other)
Departures on a typical Tuesday260of which evening (from 8 pm): 40 (15 %)
Departures on a typical Sunday17065 % of the typical Tuesday
Public transport stops / 1’0003.35Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Stein (AR)’s territory is 9.0% built-up, 66.3% farmland and 23.3% forest (survey 2004/2009).

Built-up 9.0 %Farmland 66.3 %Forest 23.3 %Other (water, rock…) 1.4 %
Jobs528reference year 2018
Establishments142reference year 2018

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source