Civiora
Explore

Municipal profile

Coat of arms of St. Gallen

St. Gallen

Canton: St. Gallen (SG)

Civiora Index

Derived from official data

61/100

Above the median

National rank: 711 / 2’110 · Top 34% nationally

Taxes51/100
Premiums60/100
Electricity10/100
Housing84/100
PT service96/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude688 m
Area39.4 km²
Postcode9000
FSO no.3203
DistrictWahlkreis St. Gallen
Tax burden13.0 %Single, CHF 80’000 · 2026 in line with SwitzerlandSwiss median: 13.1 %
Electricity price31.6 ct./kWhH4 · 2027 more than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums599 CHF/monthAdult · 2027 in line with SwitzerlandSwiss median: 599 CHF
Population79’487+4.3 % over 5 years (2020–2025) in line with SwitzerlandSwiss median: +4.4 %
Vacancy rate1.95 %01.06.2026 more than SwitzerlandSwiss median: 0.83 %
Public transport stops184At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in St. Gallen pays 13.0% of their gross income in tax, or about CHF 10’370 a year. That is close to the median Swiss municipality.

St. GallenSwiss median
Single, CHF 80’000 approx. 10’370 CHF/year120 CHF/year less
13.0 %
13.1 %
Single, CHF 120’000 approx. 20’330 CHF/year370 CHF/year less
16.9 %
17.2 %
Married couple, CHF 120’000 approx. 13’760 CHF/year300 CHF/year more
11.5 %
11.2 %
Family, 2 children, CHF 150’000 approx. 15’020 CHF/year100 CHF/year more
10.0 %
9.9 %
Retiree, CHF 80’000 approx. 12’940 CHF/year
16.2 %
16.2 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in St. Gallen pays 31.57 ct. per kWh, or about CHF 1’420 a year. That is CHF 210 a year more than in the median Swiss municipality.

31.57 ct./kWh

more than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 12.97Grid (delivery to the meter) 11.63Levies and surcharge (public charges and levies) 6.97ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in St. Gallen pays a median CHF 599 a month for basic health insurance, or about CHF 7’190 a year (CHF 300 deductible, accident cover included). That is in line with the Swiss median (CHF 599).

599 CHF/month

in line with SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 25 offers in premium region SG-1 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult456.90 CHF/monthapprox. 5’480 CHF/year
19–25 years314.60 CHF/monthapprox. 3’780 CHF/year
Child122.70 CHF/monthapprox. 1’470 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

St. Gallen has 79’487 inhabitants at the end of 2025, 4.3% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

79’487 inhabitants

Density: 2’018 inhab./km² · 2025

+0.8 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 18.3 %20–64 years 63.7 %65 and over 18.0 %

About 1 resident in 5 is under 20, and 1 in 6 is 65 or over. About 1 resident in 3 (34.6%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

Housing

Vacancy rate ranking →Official

On 1 June 2026, 1.95% of homes in St. Gallen were vacant, about 1 in 51 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacant dwellings90001.06.2026
Housing stock (2024)45’593

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

St. Gallen has 184 public transport stops. On an ordinary Tuesday, 46’616 departures are scheduled across all stops, 7’219 of them after 8 pm.

Public transport stops184At least one rail stop
Departures on a typical Tuesday46’616of which evening (from 8 pm): 7’219 (15 %)
Departures on a typical Sunday28’82562 % of the typical Tuesday
Public transport stops / 1’0002.31Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

St. Gallen’s territory is 40.8% built-up, 29.0% farmland and 28.5% forest (survey 2004/2009).

Built-up 40.8 %Farmland 29.0 %Forest 28.5 %Other (water, rock…) 1.8 %
Jobs83’411reference year 2018
Establishments7’166reference year 2018
Social assistance rate4.4 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source