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Municipal profile

Coat of arms of Luzern

Luzern

Canton: Lucerne (LU)

Civiora Index

Derived from official data

79/100

High index

National rank: 82 / 2’110 · Top 4% nationally

Taxes88/100
Premiums71/100
Electricity76/100
Housing53/100
PT service96/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude490 m
Area29.1 km²
Postcode6003
FSO no.1061
DistrictWahlkreis Luzern-Stadt
Tax burden10.3 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price25.6 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums582 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population86’699+4.9 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.85 %01.06.2026 in line with SwitzerlandSwiss median: 0.83 %
Public transport stops141At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Luzern pays 10.3% of their gross income in tax, or about CHF 8’250 a year. That is CHF 2’240 less than in the median Swiss municipality.

LuzernSwiss median
Single, CHF 80’000 approx. 8’250 CHF/year2’240 CHF/year less
10.3 %
13.1 %
Single, CHF 120’000 approx. 15’200 CHF/year5’500 CHF/year less
12.7 %
17.2 %
Married couple, CHF 120’000 approx. 11’240 CHF/year2’220 CHF/year less
9.4 %
11.2 %
Family, 2 children, CHF 150’000 approx. 11’960 CHF/year2’960 CHF/year less
8.0 %
9.9 %
Retiree, CHF 80’000 approx. 9’950 CHF/year3’030 CHF/year less
12.4 %
16.2 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Luzern pays 25.56 ct. per kWh, or about CHF 1’150 a year. That is CHF 61 a year less than in the median Swiss municipality.

25.56 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 8.75Grid (delivery to the meter) 10.36Levies and surcharge (public charges and levies) 6.45ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Luzern pays a median CHF 582 a month for basic health insurance, or about CHF 6’990 a year (CHF 300 deductible, accident cover included). That is CHF 17 a month less than the Swiss median (CHF 599).

582 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 25 offers in premium region LU-1 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult446.10 CHF/monthapprox. 5’350 CHF/year
19–25 years310.30 CHF/monthapprox. 3’720 CHF/year
Child117.20 CHF/monthapprox. 1’410 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Luzern has 86’699 inhabitants at the end of 2025, 4.9% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

86’699 inhabitants

Density: 2’978 inhab./km² · 2025

+0.5 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 16.5 %20–64 years 64.1 %65 and over 19.4 %

About 1 resident in 6 is under 20, and 1 in 5 is 65 or over. About 1 resident in 4 (28.2%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

Housing

Vacancy rate ranking →Official

On 1 June 2026, 0.85% of homes in Luzern were vacant, about 1 in 118 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacant dwellings40801.06.2026
Housing stock (2024)48’120

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Luzern has 141 public transport stops. On an ordinary Tuesday, 50’090 departures are scheduled across all stops, 7’415 of them after 8 pm.

Public transport stops141At least one rail stop
Departures on a typical Tuesday50’090of which evening (from 8 pm): 7’415 (15 %)
Departures on a typical Sunday36’07972 % of the typical Tuesday
Public transport stops / 1’0001.63Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Luzern’s territory is 47.8% built-up, 27.9% farmland and 22.3% forest (survey 2004/2009).

Built-up 47.8 %Farmland 27.9 %Forest 22.3 %Other (water, rock…) 2.0 %
Jobs82’060reference year 2018
Establishments8’233reference year 2018
Social assistance rate4.0 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source