Civiora

Municipal profile

Coat of arms of Winterthur

Winterthur

Canton: Zurich (ZH)

Civiora Index

Derived from official data

60/100

Above the median

National rank: 747 / 2’110 · Top 36% nationally

Taxes83/100
Premiums48/100
Electricity38/100
Housing18/100
PT service88/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude481 m
Area68.1 km²
Postcode8310
FSO no.230
DistrictBezirk Winterthur
Tax burden10.2 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price28.1 ct./kWhH4 · 2027 more than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums610 CHF/monthAdult · 2027 in line with SwitzerlandSwiss median: 599 CHF
Population120’741+5.7 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.20 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops160At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Winterthur pays 10.2% of their gross income in tax, or about CHF 8’140 a year. That is CHF 2’340 less than in the median Swiss municipality.

WinterthurSwiss median
Single, CHF 80’000 approx. 8’140 CHF/year2’340 CHF/year less
10.2 %
13.1 %
Single, CHF 120’000 approx. 16’730 CHF/year3’970 CHF/year less
13.9 %
17.2 %
Married couple, CHF 120’000 approx. 11’930 CHF/year1’540 CHF/year less
9.9 %
11.2 %
Family, 2 children, CHF 150’000 approx. 12’810 CHF/year2’100 CHF/year less
8.5 %
9.9 %
Retiree, CHF 80’000 approx. 10’000 CHF/year2’980 CHF/year less
12.5 %
16.2 %
Taxes: tax burden by scenario
WinterthurSwiss median
Single, CHF 80’00010.18 %13.11 %
Single, CHF 120’00013.94 %17.25 %
Married couple, CHF 120’0009.94 %11.22 %
Family, 2 children, CHF 150’0008.54 %9.94 %
Retiree, CHF 80’00012.50 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Winterthur pays 28.09 ct. per kWh, or about CHF 1’260 a year. That is CHF 53 a year more than in the median Swiss municipality.

28.09 ct./kWh

more than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 12.66Grid (delivery to the meter) 10.23Levies and surcharge (public charges and levies) 5.20ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Winterthur pays a median CHF 610 a month for basic health insurance, or about CHF 7’320 a year (CHF 300 deductible, accident cover included). That is in line with the Swiss median (CHF 599).

610 CHF/month

in line with SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 27 offers in premium region ZH-2 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult476.80 CHF/monthapprox. 5’720 CHF/year
19–25 years336.00 CHF/monthapprox. 4’030 CHF/year
Child129.50 CHF/monthapprox. 1’550 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Winterthur has 120’741 inhabitants at the end of 2025, 5.7% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
2010101’308
2011103’075
2012104’468
2013105’676
2014106’778
2015108’268
2016109’775
2017110’912
2018111’851
2019113’173
2020114’220
2021115’129
2022116’906
2023119’315
2024120’376
2025120’741

120’741 inhabitants

Density: 1’774 inhab./km² · 2025

+0.3 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 20.0 %20–64 years 63.2 %65 and over 16.8 %

About 1 resident in 5 is under 20, and 1 in 6 is 65 or over. About 1 resident in 4 (27.1%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 0.20% of homes in Winterthur were vacant, about 1 in 500 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20160.59
20170.66
20180.56
20190.75
20200.56
20210.41
20220.37
20230.20
20240.14
20250.18
20260.20
Vacant dwellings11601.06.2026
Housing stock (2024)58’873

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Winterthur has 160 public transport stops. On an ordinary Tuesday, 44’330 departures are scheduled across all stops, 7’466 of them after 8 pm.

Public transport stops160At least one rail stop
Departures on a typical Tuesday44’330of which evening (from 8 pm): 7’466 (17 %)
Departures on a typical Sunday31’84772 % of the typical Tuesday
Public transport stops / 1’0001.33Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Winterthur’s territory is 33.6% built-up, 24.8% farmland and 40.4% forest (survey 2004/2009).

Built-up 33.6 %Farmland 24.8 %Forest 40.4 %Other (water, rock…) 1.1 %
Jobs73’339reference year 2018
Establishments8’081reference year 2018
Social assistance rate5.5 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source