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Municipal profile

Coat of arms of Mörschwil

Mörschwil

Canton: St. Gallen (SG)

Civiora Index

Derived from official data

70/100

Above the median

National rank: 335 / 2’110 · Top 16% nationally

Taxes93/100
Premiums83/100
Electricity66/100
Housing20/100
PT service63/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude544 m
Area9.8 km²
Postcode9327
FSO no.3214
DistrictWahlkreis Rorschach
Tax burden9.5 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price25.6 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums554 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population3’702+0.7 % over 5 years (2020–2025) less than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.24 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops9At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Mörschwil pays 9.5% of their gross income in tax, or about CHF 7’600 a year. That is CHF 2’890 less than in the median Swiss municipality.

MörschwilSwiss median
Single, CHF 80’000 approx. 7’600 CHF/year2’890 CHF/year less
9.5 %
13.1 %
Single, CHF 120’000 approx. 15’220 CHF/year5’480 CHF/year less
12.7 %
17.2 %
Married couple, CHF 120’000 approx. 10’240 CHF/year3’230 CHF/year less
8.5 %
11.2 %
Family, 2 children, CHF 150’000 approx. 11’130 CHF/year3’780 CHF/year less
7.4 %
9.9 %
Retiree, CHF 80’000 approx. 9’510 CHF/year3’470 CHF/year less
11.9 %
16.2 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Mörschwil pays 25.65 ct. per kWh, or about CHF 1’150 a year. That is CHF 57 a year less than in the median Swiss municipality.

25.65 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 13.21Grid (delivery to the meter) 8.37Levies and surcharge (public charges and levies) 4.07ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Mörschwil pays a median CHF 554 a month for basic health insurance, or about CHF 6’650 a year (CHF 300 deductible, accident cover included). That is CHF 45 a month less than the Swiss median (CHF 599).

554 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 25 offers in premium region SG-2 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult423.70 CHF/monthapprox. 5’080 CHF/year
19–25 years288.50 CHF/monthapprox. 3’460 CHF/year
Child111.10 CHF/monthapprox. 1’330 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Mörschwil has 3’702 inhabitants at the end of 2025, 0.7% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

3’702 inhabitants

Density: 376 inhab./km² · 2025

+0.8 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 20.4 %20–64 years 55.5 %65 and over 24.1 %

About 1 resident in 5 is under 20, and 1 in 4 is 65 or over. About 1 resident in 10 (10.3%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

Housing

Vacancy rate ranking →Official

On 1 June 2026, 0.24% of homes in Mörschwil were vacant, about 1 in 417 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacant dwellings401.06.2026
Housing stock (2024)1’621

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Mörschwil has 9 public transport stops. On an ordinary Tuesday, 906 departures are scheduled across all stops, 125 of them after 8 pm.

Public transport stops9At least one rail stop
Departures on a typical Tuesday906of which evening (from 8 pm): 125 (14 %)
Departures on a typical Sunday49254 % of the typical Tuesday
Public transport stops / 1’0002.43Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Mörschwil’s territory is 19.7% built-up, 57.5% farmland and 21.6% forest (survey 2004/2009).

Built-up 19.7 %Farmland 57.5 %Forest 21.6 %Other (water, rock…) 1.2 %
Jobs1’094reference year 2018
Establishments264reference year 2018
Social assistance rate0.3 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source