Civiora

Municipal profile

Coat of arms of Stettlen

Stettlen

Canton: Bern (BE)

Civiora Index

Derived from official data

50/100

Above the median

National rank: 1’240 / 2’110

Taxes24/100
Premiums21/100
Electricity71/100
Housing95/100
PT service71/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude597 m
Area3.5 km²
Postcode3066
FSO no.358
DistrictVerwaltungskreis Bern-Mittelland
Tax burden14.7 %Single, CHF 80’000 · 2026 more than SwitzerlandSwiss median: 13.1 %
Electricity price25.6 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums700 CHF/monthAdult · 2027 more than SwitzerlandSwiss median: 599 CHF
Population3’413+7.9 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate3.53 %01.06.2026 more than SwitzerlandSwiss median: 0.83 %
Public transport stops4At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Stettlen pays 14.7% of their gross income in tax, or about CHF 11’740 a year. That is CHF 1’250 more than in the median Swiss municipality.

StettlenSwiss median
Single, CHF 80’000 approx. 11’740 CHF/year1’250 CHF/year more
14.7 %
13.1 %
Single, CHF 120’000 approx. 21’780 CHF/year1’080 CHF/year more
18.1 %
17.2 %
Married couple, CHF 120’000 approx. 16’580 CHF/year3’120 CHF/year more
13.8 %
11.2 %
Family, 2 children, CHF 150’000 approx. 18’420 CHF/year3’510 CHF/year more
12.3 %
9.9 %
Retiree, CHF 80’000 approx. 14’140 CHF/year1’160 CHF/year more
17.7 %
16.2 %
Taxes: tax burden by scenario
StettlenSwiss median
Single, CHF 80’00014.67 %13.11 %
Single, CHF 120’00018.15 %17.25 %
Married couple, CHF 120’00013.82 %11.22 %
Family, 2 children, CHF 150’00012.28 %9.94 %
Retiree, CHF 80’00017.68 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Stettlen pays 25.59 ct. per kWh, or about CHF 1’150 a year. That is CHF 59 a year less than in the median Swiss municipality.

25.59 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 7.97Grid (delivery to the meter) 11.91Levies and surcharge (public charges and levies) 5.71ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Stettlen pays a median CHF 700 a month for basic health insurance, or about CHF 8’400 a year (CHF 300 deductible, accident cover included). That is CHF 101 a month more than the Swiss median (CHF 599).

700 CHF/month

more than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 26 offers in premium region BE-1 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult531.20 CHF/monthapprox. 6’370 CHF/year
19–25 years368.50 CHF/monthapprox. 4’420 CHF/year
Child137.10 CHF/monthapprox. 1’650 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Stettlen has 3’413 inhabitants at the end of 2025, 7.9% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
20102’908
20112’890
20122’883
20132’931
20143’005
20153’149
20163’141
20173’105
20183’116
20193’137
20203’162
20213’329
20223’380
20233’425
20243’384
20253’413

3’413 inhabitants

Density: 975 inhab./km² · 2025

+0.9 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 20.4 %20–64 years 56.9 %65 and over 22.7 %

About 1 resident in 5 is under 20, and 1 in 4 is 65 or over. About 1 resident in 5 (19.2%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 3.53% of homes in Stettlen were vacant, about 1 in 28 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20166.94
20176.23
20183.25
20193.62
20203.60
20217.56
20222.81
20233.52
20243.75
20253.77
20263.53
Vacant dwellings6001.06.2026
Housing stock (2024)1’696

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Stettlen has 4 public transport stops. On an ordinary Tuesday, 276 departures are scheduled across all stops, 47 of them after 8 pm.

Public transport stops4At least one rail stop
Departures on a typical Tuesday276of which evening (from 8 pm): 47 (17 %)
Departures on a typical Sunday23284 % of the typical Tuesday
Public transport stops / 1’0001.17Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Stettlen’s territory is 22.6% built-up, 50.4% farmland and 26.6% forest (survey 2004/2009).

Built-up 22.6 %Farmland 50.4 %Forest 26.6 %Other (water, rock…) 0.3 %
Jobs738reference year 2018
Establishments154reference year 2018
Social assistance rate3.8 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source