Civiora

Municipal profile

Coat of arms of Termen

Termen

Canton: Valais (VS)

Civiora Index

Derived from official data

54/100

Above the median

National rank: 1’016 / 2’110 · Top 49% nationally

Taxes58/100
Premiums90/100
Electricity51/100
Housing19/100
PT service38/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude2’054 m
Area18.6 km²
Postcode3900
FSO no.6010
DistrictBezirk Brig
Tax burden12.3 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price26.9 ct./kWhH4 · 2027 in line with SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums537 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population1’203+17.8 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.21 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops3No rail stop (bus/other)

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Termen pays 12.3% of their gross income in tax, or about CHF 9’880 a year. That is CHF 610 less than in the median Swiss municipality.

TermenSwiss median
Single, CHF 80’000 approx. 9’880 CHF/year610 CHF/year less
12.3 %
13.1 %
Single, CHF 120’000 approx. 20’560 CHF/year140 CHF/year less
17.1 %
17.2 %
Married couple, CHF 120’000 approx. 12’540 CHF/year920 CHF/year less
10.4 %
11.2 %
Family, 2 children, CHF 150’000 approx. 12’140 CHF/year2’780 CHF/year less
8.1 %
9.9 %
Retiree, CHF 80’000 approx. 12’590 CHF/year390 CHF/year less
15.7 %
16.2 %
Taxes: tax burden by scenario
TermenSwiss median
Single, CHF 80’00012.35 %13.11 %
Single, CHF 120’00017.13 %17.25 %
Married couple, CHF 120’00010.45 %11.22 %
Family, 2 children, CHF 150’0008.09 %9.94 %
Retiree, CHF 80’00015.74 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Termen pays 26.91 ct. per kWh, or about CHF 1’210 a year. That is close to the median Swiss municipality.

26.91 ct./kWh

in line with SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 12.09Grid (delivery to the meter) 10.49Levies and surcharge (public charges and levies) 4.33ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Termen pays a median CHF 537 a month for basic health insurance, or about CHF 6’450 a year (CHF 300 deductible, accident cover included). That is CHF 62 a month less than the Swiss median (CHF 599).

537 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 26 offers in premium region VS-2 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult417.10 CHF/monthapprox. 5’010 CHF/year
19–25 years286.60 CHF/monthapprox. 3’440 CHF/year
Child104.40 CHF/monthapprox. 1’250 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Termen has 1’203 inhabitants at the end of 2025, 17.8% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
2010863
2011863
2012858
2013865
2014877
2015895
2016891
2017913
2018946
2019971
20201’021
20211’093
20221’152
20231’187
20241’175
20251’203

1’203 inhabitants

Density: 65 inhab./km² · 2025

+2.4 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 25.2 %20–64 years 56.4 %65 and over 18.4 %

About 1 resident in 4 is under 20, and 1 in 5 is 65 or over. About 1 resident in 9 (11.1%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 0.21% of homes in Termen were vacant, about 1 in 476 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20160.68
20170.00
20180.48
20191.76
20200.78
20211.09
20220.43
20230.32
20240.21
20250.74
20260.21
Vacant dwellings201.06.2026
Housing stock (2024)952

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Termen has 3 public transport stops. On an ordinary Tuesday, 141 departures are scheduled across all stops, 11 of them after 8 pm.

Public transport stops3No rail stop (bus/other)
Departures on a typical Tuesday141of which evening (from 8 pm): 11 (8 %)
Departures on a typical Sunday8057 % of the typical Tuesday
Public transport stops / 1’0002.49Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Termen’s territory is 3.0% built-up, 42.8% farmland and 29.6% forest (survey 2004/2009).

Built-up 3.0 %Farmland 42.8 %Forest 29.6 %Other (water, rock…) 24.6 %
Jobs171reference year 2018
Establishments60reference year 2018

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source