Civiora
Explore

Municipal profile

Coat of arms of Thal

Thal

Canton: St. Gallen (SG)

Civiora Index

Derived from official data

77/100

High index

National rank: 122 / 2’110 · Top 6% nationally

Taxes82/100
Premiums83/100
Electricity62/100
Housing61/100
PT service89/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude412 m
Area9.7 km²
Postcode9404
FSO no.3237
DistrictWahlkreis Rorschach
Tax burden10.6 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price25.9 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums554 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population7’217+7.4 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate1.05 %01.06.2026 more than SwitzerlandSwiss median: 0.83 %
Public transport stops23At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Thal pays 10.6% of their gross income in tax, or about CHF 8’460 a year. That is CHF 2’030 less than in the median Swiss municipality.

ThalSwiss median
Single, CHF 80’000 approx. 8’460 CHF/year2’030 CHF/year less
10.6 %
13.1 %
Single, CHF 120’000 approx. 16’800 CHF/year3’900 CHF/year less
14.0 %
17.2 %
Married couple, CHF 120’000 approx. 11’330 CHF/year2’140 CHF/year less
9.4 %
11.2 %
Family, 2 children, CHF 150’000 approx. 12’330 CHF/year2’580 CHF/year less
8.2 %
9.9 %
Retiree, CHF 80’000 approx. 10’570 CHF/year2’420 CHF/year less
13.2 %
16.2 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Thal pays 25.93 ct. per kWh, or about CHF 1’170 a year. That is CHF 44 a year less than in the median Swiss municipality.

25.93 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 10.68Grid (delivery to the meter) 10.86Levies and surcharge (public charges and levies) 4.39ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Thal pays a median CHF 554 a month for basic health insurance, or about CHF 6’650 a year (CHF 300 deductible, accident cover included). That is CHF 45 a month less than the Swiss median (CHF 599).

554 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 25 offers in premium region SG-2 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult423.70 CHF/monthapprox. 5’080 CHF/year
19–25 years288.50 CHF/monthapprox. 3’460 CHF/year
Child111.10 CHF/monthapprox. 1’330 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Thal has 7’217 inhabitants at the end of 2025, 7.4% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

7’217 inhabitants

Density: 747 inhab./km² · 2025

+1.1 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 18.8 %20–64 years 59.9 %65 and over 21.3 %

About 1 resident in 5 is under 20, and 1 in 5 is 65 or over. About 1 resident in 4 (24.9%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

Housing

Vacancy rate ranking →Official

On 1 June 2026, 1.05% of homes in Thal were vacant, about 1 in 95 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacant dwellings3801.06.2026
Housing stock (2024)3’578

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Thal has 23 public transport stops. On an ordinary Tuesday, 1’221 departures are scheduled across all stops, 202 of them after 8 pm.

Public transport stops23At least one rail stop
Departures on a typical Tuesday1’221of which evening (from 8 pm): 202 (17 %)
Departures on a typical Sunday74661 % of the typical Tuesday
Public transport stops / 1’0003.19Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Thal’s territory is 37.9% built-up, 42.6% farmland and 11.8% forest (survey 2004/2009).

Built-up 37.9 %Farmland 42.6 %Forest 11.8 %Other (water, rock…) 7.7 %
Jobs4’628reference year 2018
Establishments550reference year 2018
Social assistance rate1.6 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source