Civiora
Coat of arms of Thal

Thal

Canton: St. Gallen (SG)

Civiora Index

Derived from official data

78/100

High index

National rank: 109 / 2’110 · Top 6% nationally

Taxes85/100
Premiums83/100
Electricity49/100
Housing72/100
PT service89/100

Confidence level: high · v1.1.0 — Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude412 m
Area9.7 km²
Postcode9404
FSO no.3237
DistrictWahlkreis Rorschach
Tax burden10.6 %Single, CHF 80’000 · 2025
Electricity price28.0 ct./kWhH4 · 2026
Health insurance premiums538 CHF/monthAdult · 2026
Population7’137+8.7 % over 5 years (2019–2024)
Vacancy rate1.43 %01.06.2025
Public transport stops23At least one rail stop

Taxes — tax burden by scenario

Tax burden ranking →Official
Taxes — tax burden by scenario
ThalSwiss median
Single, CHF 80’00010.57 %13.29 %
Single, CHF 120’00014.01 %17.36 %
Married couple, CHF 120’0009.44 %11.31 %
Family, 2 children, CHF 150’0008.23 %9.98 %
Retiree, CHF 80’00013.22 %16.43 %

2025 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2025 — Swiss tax calculator (model cases)View source

27.96 ct./kWh

of which energy 11.90 · grid 11.90 ct./kWh
Swiss median: 27.89 ct./kWh

Tariff breakdown

Energy 11.90Grid 11.90Levies and surcharge 4.16ct./kWh

Profile H4: household using 4’500 kWh/year, operator’s standard product. Tariff year 2026.

Federal Electricity Commission (ElCom)Electricity tariffs 2026, profile H4, standard productView source

Health insurance premiums

Analysis: 2026 premiums →2026 premium ranking →Derived from official data

538 CHF/month

Swiss median: 583 CHF/month

Median monthly premium 2026, adult (26+), CHF 300 deductible, with accident, standard model — median of the 25 offers in premium region SG-2 (Civiora calculation on FOPH data).

Official FOPH average premiums 2026 (all deductibles and models)

Adult
403.50 CHF/month
19–25 years
280.00 CHF/month
Child
105.90 CHF/month

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2026 (priminfo)View source

Population and demographics

Analysis: 2010-2024 growth →Official

Population change 2010–2024

Population change 2010–2024
Population
20106’286
20116’302
20126’351
20136’433
20146’427
20156’426
20166’396
20176’480
20186’571
20196’565
20206’722
20216’769
20226’914
20237’097
20247’137

7’137 inhabitants

Density: 739 inhab./km² · 2024

+0.6 % vs previous year (2023–2024)

Age structure (2024)

0–19 years 18.7 %20–64 years 60.6 %65 and over 20.7 %
Foreign population
24.7 %

Federal Statistical Office (FSO)STATPOP — permanent resident population (STAT-TAB), status 31.12.2024View source

Vacancy rate 2015–2025

Vacancy rate 2015–2025
Vacancy rate (%)
20152.56
20162.21
20172.65
20183.32
20193.55
20203.95
20210.71
20220.67
20231.03
20241.60
20251.43
Vacant dwellings5101.06.2025
Vacancy rate1.43 %Swiss median: 0.91 %
Housing stock (2024)3’578

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2025View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS) — housing stock 2024View source

Public transport

Analysis: transport service →Derived from official data
Public transport stops23At least one rail stop
Departures on a typical Tuesday1’221of which evening (from 8 pm): 202 (17 %)
Departures on a typical Sunday74661 % of the typical Tuesday
Public transport stops / 1’0003.22Swiss median: 3.37

Service on typical days (2026 timetable)

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

Number of public transport stops within the municipal territory (as of 04.08.2026). Civiora count based on the official service point list.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition) — typical daysView source

Territory and local economy

Official
Settlement area (reference year 2004/2009)
37.9 %
Agricultural area (reference year 2004/2009)
42.6 %
Wooded area (reference year 2004/2009)
11.8 %
Jobs4’628reference year 2018
Establishments550reference year 2018
Social assistance rate1.6 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021 — key figures of communesView source

Coat of arms: Wikimedia Commons — File:Thal SG-blazon.svg

Next expected data: 2027 electricity tariffs (August 2026) · 2027 premiums (Sept.–Oct. 2026) · STATPOP 2025 and 2026 vacant dwellings (Aug.–Sept. 2026).