Civiora

Municipal profile

Coat of arms of Balm bei Günsberg

Balm bei Günsberg

Canton: Solothurn (SO)

Civiora Index

Derived from official data

67/100

Above the median

National rank: 458 / 2’110 · Top 22% nationally

Taxes49/100
Premiums45/100
Electricity78/100
Housing86/100
PT service93/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude1’022 m
Area5.5 km²
Postcode4524
FSO no.2541
DistrictBezirk Lebern
Tax burden13.6 %Single, CHF 80’000 · 2026 more than SwitzerlandSwiss median: 13.1 %
Electricity price25.2 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums624 CHF/monthAdult · 2027 more than SwitzerlandSwiss median: 599 CHF
Population213−3.6 % over 5 years (2020–2025) less than SwitzerlandSwiss median: +4.4 %
Vacancy rate2.13 %01.06.2026 more than SwitzerlandSwiss median: 0.83 %
Public transport stops4No rail stop (bus/other)

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Balm bei Günsberg pays 13.6% of their gross income in tax, or about CHF 10’870 a year. That is CHF 380 more than in the median Swiss municipality.

Balm bei GünsbergSwiss median
Single, CHF 80’000 approx. 10’870 CHF/year380 CHF/year more
13.6 %
13.1 %
Single, CHF 120’000 approx. 20’260 CHF/year440 CHF/year less
16.9 %
17.2 %
Married couple, CHF 120’000 approx. 14’640 CHF/year1’180 CHF/year more
12.2 %
11.2 %
Family, 2 children, CHF 150’000 approx. 15’930 CHF/year1’020 CHF/year more
10.6 %
9.9 %
Retiree, CHF 80’000 approx. 13’110 CHF/year130 CHF/year more
16.4 %
16.2 %
Taxes: tax burden by scenario
Balm bei GünsbergSwiss median
Single, CHF 80’00013.59 %13.11 %
Single, CHF 120’00016.88 %17.25 %
Married couple, CHF 120’00012.20 %11.22 %
Family, 2 children, CHF 150’00010.62 %9.94 %
Retiree, CHF 80’00016.39 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Balm bei Günsberg pays 25.19 ct. per kWh, or about CHF 1’130 a year. That is CHF 77 a year less than in the median Swiss municipality.

25.19 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 7.97Grid (delivery to the meter) 11.91Levies and surcharge (public charges and levies) 5.31ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Balm bei Günsberg pays a median CHF 624 a month for basic health insurance, or about CHF 7’490 a year (CHF 300 deductible, accident cover included). That is CHF 25 a month more than the Swiss median (CHF 599).

624 CHF/month

more than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 25 offers in premium region SO-0 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult493.50 CHF/monthapprox. 5’920 CHF/year
19–25 years332.40 CHF/monthapprox. 3’990 CHF/year
Child124.60 CHF/monthapprox. 1’500 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Balm bei Günsberg has 213 inhabitants at the end of 2025, 3.6% fewer than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
2010189
2011191
2012194
2013190
2014196
2015202
2016203
2017204
2018205
2019209
2020221
2021223
2022215
2023226
2024230
2025213

213 inhabitants

Density: 39 inhab./km² · 2025

−7.4 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 17.4 %20–64 years 50.2 %65 and over 32.4 %

About 1 resident in 6 is under 20, and 1 in 3 is 65 or over. About 1 resident in 11 (8.9%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 2.13% of homes in Balm bei Günsberg were vacant, about 1 in 47 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20161.16
20170.00
20180.00
20190.00
20201.12
20211.11
20222.17
20233.26
20241.10
20252.17
20262.13
Vacant dwellings201.06.2026
Housing stock (2024)92

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Balm bei Günsberg has 4 public transport stops. On an ordinary Tuesday, 78 departures are scheduled across all stops, 3 of them after 8 pm.

Public transport stops4No rail stop (bus/other)
Departures on a typical Tuesday78of which evening (from 8 pm): 3 (4 %)
Departures on a typical Sunday7292 % of the typical Tuesday
Public transport stops / 1’00018.78Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Balm bei Günsberg’s territory is 3.1% built-up, 32.4% farmland and 62.3% forest (survey 2004/2009).

Built-up 3.1 %Farmland 32.4 %Forest 62.3 %Other (water, rock…) 2.2 %
Jobs103reference year 2018

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source