Civiora

Municipal profile

Coat of arms of Cademario

Cademario

Canton: Ticino (TI)

Civiora Index

Derived from official data

57/100

Above the median

National rank: 887 / 2’110 · Top 43% nationally

Taxes56/100
Premiums8/100
Electricity63/100
Housing81/100
PT service83/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude799 m
Area4.0 km²
Postcode6934
FSO no.5161
DistrictDistretto di Lugano
Tax burden12.3 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price25.9 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums764 CHF/monthAdult · 2027 more than SwitzerlandSwiss median: 599 CHF
Population784+3.0 % over 5 years (2020–2025) less than SwitzerlandSwiss median: +4.4 %
Vacancy rate1.80 %01.06.2026 more than SwitzerlandSwiss median: 0.83 %
Public transport stops7No rail stop (bus/other)

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Cademario pays 12.3% of their gross income in tax, or about CHF 9’820 a year. That is CHF 670 less than in the median Swiss municipality.

CademarioSwiss median
Single, CHF 80’000 approx. 9’820 CHF/year670 CHF/year less
12.3 %
13.1 %
Single, CHF 120’000 approx. 20’020 CHF/year680 CHF/year less
16.7 %
17.2 %
Married couple, CHF 120’000 approx. 13’330 CHF/year130 CHF/year less
11.1 %
11.2 %
Family, 2 children, CHF 150’000 approx. 13’760 CHF/year1’160 CHF/year less
9.2 %
9.9 %
Retiree, CHF 80’000 approx. 12’670 CHF/year310 CHF/year less
15.8 %
16.2 %
Taxes: tax burden by scenario
CademarioSwiss median
Single, CHF 80’00012.27 %13.11 %
Single, CHF 120’00016.68 %17.25 %
Married couple, CHF 120’00011.11 %11.22 %
Family, 2 children, CHF 150’0009.17 %9.94 %
Retiree, CHF 80’00015.84 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Cademario pays 25.91 ct. per kWh, or about CHF 1’170 a year. That is CHF 45 a year less than in the median Swiss municipality.

25.91 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 10.35Grid (delivery to the meter) 9.63Levies and surcharge (public charges and levies) 5.93ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Cademario pays a median CHF 764 a month for basic health insurance, or about CHF 9’170 a year (CHF 300 deductible, accident cover included). That is CHF 165 a month more than the Swiss median (CHF 599).

764 CHF/month

more than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 21 offers in premium region TI-1 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult609.30 CHF/monthapprox. 7’310 CHF/year
19–25 years423.00 CHF/monthapprox. 5’080 CHF/year
Child154.70 CHF/monthapprox. 1’860 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Cademario has 784 inhabitants at the end of 2025, 3.0% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
2010718
2011722
2012718
2013747
2014745
2015759
2016791
2017796
2018775
2019776
2020761
2021765
2022789
2023793
2024790
2025784

784 inhabitants

Density: 198 inhab./km² · 2025

−0.8 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 18.9 %20–64 years 57.6 %65 and over 23.5 %

About 1 resident in 5 is under 20, and 1 in 4 is 65 or over. About 1 resident in 5 (19.1%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 1.80% of homes in Cademario were vacant, about 1 in 56 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20161.05
20171.38
20182.59
20192.40
20202.89
20212.21
20222.83
20232.50
20242.16
20251.80
20261.80
Vacant dwellings1101.06.2026
Housing stock (2024)610

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Cademario has 7 public transport stops. On an ordinary Tuesday, 351 departures are scheduled across all stops, 39 of them after 8 pm.

Public transport stops7No rail stop (bus/other)
Departures on a typical Tuesday351of which evening (from 8 pm): 39 (11 %)
Departures on a typical Sunday28180 % of the typical Tuesday
Public transport stops / 1’0008.93Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Cademario’s territory is 10.9% built-up, 9.9% farmland and 78.2% forest (survey 2004/2009).

Built-up 10.9 %Farmland 9.9 %Forest 78.2 %Other (water, rock…) 1.0 %
Jobs103reference year 2018
Social assistance rate0.8 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source