Civiora

Municipal profile

Coat of arms of Rütschelen

Rütschelen

Canton: Bern (BE)

Civiora Index

Derived from official data

42/100

Below the median

National rank: 1’652 / 2’110

Taxes15/100
Premiums63/100
Electricity71/100
Housing87/100
PT service5/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude576 m
Area4.0 km²
Postcode4933
FSO no.340
DistrictVerwaltungskreis Oberaargau
Tax burden15.1 %Single, CHF 80’000 · 2026 more than SwitzerlandSwiss median: 13.1 %
Electricity price25.6 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums597 CHF/monthAdult · 2027 in line with SwitzerlandSwiss median: 599 CHF
Population597+5.9 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate2.14 %01.06.2026 more than SwitzerlandSwiss median: 0.83 %
Public transport stops0No rail stop (bus/other)

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Rütschelen pays 15.1% of their gross income in tax, or about CHF 12’050 a year. That is CHF 1’560 more than in the median Swiss municipality.

RütschelenSwiss median
Single, CHF 80’000 approx. 12’050 CHF/year1’560 CHF/year more
15.1 %
13.1 %
Single, CHF 120’000 approx. 22’320 CHF/year1’620 CHF/year more
18.6 %
17.2 %
Married couple, CHF 120’000 approx. 17’000 CHF/year3’540 CHF/year more
14.2 %
11.2 %
Family, 2 children, CHF 150’000 approx. 18’900 CHF/year3’990 CHF/year more
12.6 %
9.9 %
Retiree, CHF 80’000 approx. 14’510 CHF/year1’530 CHF/year more
18.1 %
16.2 %
Taxes: tax burden by scenario
RütschelenSwiss median
Single, CHF 80’00015.06 %13.11 %
Single, CHF 120’00018.60 %17.25 %
Married couple, CHF 120’00014.17 %11.22 %
Family, 2 children, CHF 150’00012.60 %9.94 %
Retiree, CHF 80’00018.14 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Rütschelen pays 25.59 ct. per kWh, or about CHF 1’150 a year. That is CHF 59 a year less than in the median Swiss municipality.

25.59 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 7.97Grid (delivery to the meter) 11.91Levies and surcharge (public charges and levies) 5.71ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Rütschelen pays a median CHF 597 a month for basic health insurance, or about CHF 7’160 a year (CHF 300 deductible, accident cover included). That is in line with the Swiss median (CHF 599).

597 CHF/month

in line with SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 26 offers in premium region BE-3 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult455.30 CHF/monthapprox. 5’460 CHF/year
19–25 years303.00 CHF/monthapprox. 3’640 CHF/year
Child113.90 CHF/monthapprox. 1’370 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Rütschelen has 597 inhabitants at the end of 2025, 5.9% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
2010578
2011561
2012573
2013566
2014567
2015571
2016568
2017564
2018557
2019566
2020564
2021569
2022571
2023574
2024582
2025597

597 inhabitants

Density: 150 inhab./km² · 2025

+2.6 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 24.0 %20–64 years 55.6 %65 and over 20.4 %

About 1 resident in 4 is under 20, and 1 in 5 is 65 or over. About 1 resident in 23 (4.4%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 2.14% of homes in Rütschelen were vacant, about 1 in 47 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20161.16
20171.16
20180.00
20191.92
20200.76
20211.12
20220.74
20230.00
20241.46
20250.00
20262.14
Vacant dwellings601.06.2026
Housing stock (2024)273

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

No public transport stop is recorded in Rütschelen.

Public transport stops0No rail stop (bus/other)
Public transport stops / 1’0000.00Swiss median: 3.33

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

Territory and local economy

Official

Rütschelen’s territory is 7.0% built-up, 56.1% farmland and 36.9% forest (survey 2004/2009).

Built-up 7.0 %Farmland 56.1 %Forest 36.9 %
Jobs80reference year 2018
Establishments35reference year 2018
Social assistance rate1.1 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source