Civiora
Coat of arms of Neckertal

Neckertal

Canton: St. Gallen (SG)

Civiora Index

Derived from official data

64/100

Above the median

National rank: 642 / 2’110 · Top 31% nationally

Taxes61/100
Premiums92/100
Electricity44/100
Housing38/100
PT service75/100

Confidence level: high · v1.1.0 — Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude831 m
Area81.8 km²
Postcode9103
FSO no.3396
DistrictWahlkreis Toggenburg
Tax burden12.1 %Single, CHF 80’000 · 2025
Electricity price28.7 ct./kWhH4 · 2026
Health insurance premiums516 CHF/monthAdult · 2026
Population6’420+3.6 % over 5 years (2019–2024)
Vacancy rate0.61 %01.06.2025
Public transport stops40At least one rail stop

Taxes — tax burden by scenario

Tax burden ranking →Official
Taxes — tax burden by scenario
NeckertalSwiss median
Single, CHF 80’00012.08 %13.29 %
Single, CHF 120’00015.87 %17.36 %
Married couple, CHF 120’00010.72 %11.31 %
Family, 2 children, CHF 150’0009.35 %9.98 %
Retiree, CHF 80’00015.09 %16.43 %

2025 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2025 — Swiss tax calculator (model cases)View source

Electricity

Analysis: 2026 tariffs →2026 tariff ranking →Derived from official data

28.74 ct./kWh

of which energy 13.30 · grid 10.91 ct./kWh
Swiss median: 27.89 ct./kWh

Tariff breakdown

Energy 13.30Grid 10.91Levies and surcharge 4.53ct./kWh

Profile H4: household using 4’500 kWh/year, operator’s standard product. Tariff year 2026.

Municipality served by 3 grid operators: value = median of tariffs (Civiora calculation on official ElCom data).

Federal Electricity Commission (ElCom)Electricity tariffs 2026, profile H4, standard productView source

Health insurance premiums

Analysis: 2026 premiums →2026 premium ranking →Derived from official data

516 CHF/month

Swiss median: 583 CHF/month

Median monthly premium 2026, adult (26+), CHF 300 deductible, with accident, standard model — median of the 25 offers in premium region SG-3 (Civiora calculation on FOPH data).

Official FOPH average premiums 2026 (all deductibles and models)

Adult
381.80 CHF/month
19–25 years
258.60 CHF/month
Child
100.00 CHF/month

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2026 (priminfo)View source

Population and demographics

Analysis: 2010-2024 growth →Official

Population change 2010–2024

Population change 2010–2024
Population
20106’413
20116’383
20126’303
20136’279
20146’210
20156’224
20166’224
20176’230
20186’202
20196’197
20206’214
20216’257
20226’324
20236’437
20246’420

6’420 inhabitants

Density: 78 inhab./km² · 2024

−0.3 % vs previous year (2023–2024)

Age structure (2024)

0–19 years 23.1 %20–64 years 55.4 %65 and over 21.5 %
Foreign population
10.7 %

Federal Statistical Office (FSO)STATPOP — permanent resident population (STAT-TAB), status 31.12.2024View source

Vacancy rate 2015–2025

Vacancy rate 2015–2025
Vacancy rate (%)
20151.01
20160.60
20170.99
20181.24
20191.38
20201.92
20211.30
20221.05
20231.07
20240.76
20250.61
Vacant dwellings2101.06.2025
Vacancy rate0.61 %Swiss median: 0.91 %
Housing stock (2024)3’442

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2025View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS) — housing stock 2024View source

Public transport

Analysis: transport service →Derived from official data
Public transport stops40At least one rail stop
Departures on a typical Tuesday1’378of which evening (from 8 pm): 149 (11 %)
Departures on a typical Sunday90366 % of the typical Tuesday
Public transport stops / 1’0006.23Swiss median: 3.37

Service on typical days (2026 timetable)

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

Number of public transport stops within the municipal territory (as of 04.08.2026). Civiora count based on the official service point list.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition) — typical daysView source

Territory and local economy

Official
Jobs2’405reference year 2018
Establishments660reference year 2018

Federal Statistical Office (FSO)Regional portraits 2021 — key figures of communesView source

Coat of arms: Wikimedia Commons — File:CHE Neckertal COA.svg

Next expected data: 2027 electricity tariffs (August 2026) · 2027 premiums (Sept.–Oct. 2026) · STATPOP 2025 and 2026 vacant dwellings (Aug.–Sept. 2026).