Civiora

Municipal profile

Coat of arms of Neckertal

Neckertal

Canton: St. Gallen (SG)

Civiora Index

Derived from official data

62/100

Above the median

National rank: 662 / 2’110 · Top 32% nationally

Taxes60/100
Premiums96/100
Electricity24/100
Housing42/100
PT service76/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude831 m
Area81.8 km²
Postcode9103
FSO no.3396
DistrictWahlkreis Toggenburg
Tax burden12.1 %Single, CHF 80’000 · 2026 less than SwitzerlandSwiss median: 13.1 %
Electricity price29.2 ct./kWhH4 · 2027 more than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums534 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population6’446+3.7 % over 5 years (2020–2025) less than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.63 %01.06.2026 less than SwitzerlandSwiss median: 0.83 %
Public transport stops40At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Neckertal pays 12.1% of their gross income in tax, or about CHF 9’660 a year. That is CHF 820 less than in the median Swiss municipality.

NeckertalSwiss median
Single, CHF 80’000 approx. 9’660 CHF/year820 CHF/year less
12.1 %
13.1 %
Single, CHF 120’000 approx. 19’030 CHF/year1’670 CHF/year less
15.9 %
17.2 %
Married couple, CHF 120’000 approx. 12’860 CHF/year600 CHF/year less
10.7 %
11.2 %
Family, 2 children, CHF 150’000 approx. 14’020 CHF/year880 CHF/year less
9.3 %
9.9 %
Retiree, CHF 80’000 approx. 12’060 CHF/year920 CHF/year less
15.1 %
16.2 %
Taxes: tax burden by scenario
NeckertalSwiss median
Single, CHF 80’00012.08 %13.11 %
Single, CHF 120’00015.86 %17.25 %
Married couple, CHF 120’00010.72 %11.22 %
Family, 2 children, CHF 150’0009.35 %9.94 %
Retiree, CHF 80’00015.08 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Derived from official data

A typical household (profile H4, 4’500 kWh a year) in Neckertal pays 29.21 ct. per kWh, or about CHF 1’310 a year. That is CHF 104 a year more than in the median Swiss municipality.

29.21 ct./kWh

more than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 13.64Grid (delivery to the meter) 11.33Levies and surcharge (public charges and levies) 4.24ct./kWh

Municipality served by 2 grid operators: value = median of tariffs (Civiora calculation on official ElCom data).

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Neckertal pays a median CHF 534 a month for basic health insurance, or about CHF 6’400 a year (CHF 300 deductible, accident cover included). That is CHF 66 a month less than the Swiss median (CHF 599).

534 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 25 offers in premium region SG-3 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult400.30 CHF/monthapprox. 4’800 CHF/year
19–25 years267.30 CHF/monthapprox. 3’210 CHF/year
Child105.40 CHF/monthapprox. 1’260 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Neckertal has 6’446 inhabitants at the end of 2025, 3.7% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
20106’413
20116’383
20126’303
20136’279
20146’210
20156’224
20166’224
20176’230
20186’202
20196’197
20206’214
20216’257
20226’324
20236’437
20246’420
20256’446

6’446 inhabitants

Density: 79 inhab./km² · 2025

+0.4 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 22.9 %20–64 years 54.7 %65 and over 22.4 %

About 1 resident in 4 is under 20, and 1 in 4 is 65 or over. About 1 resident in 9 (10.7%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 0.63% of homes in Neckertal were vacant, about 1 in 159 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20160.60
20170.99
20181.24
20191.38
20201.92
20211.30
20221.05
20231.07
20240.76
20250.61
20260.63
Vacant dwellings2201.06.2026
Housing stock (2024)3’442

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Neckertal has 40 public transport stops. On an ordinary Tuesday, 1’378 departures are scheduled across all stops, 149 of them after 8 pm.

Public transport stops40At least one rail stop
Departures on a typical Tuesday1’378of which evening (from 8 pm): 149 (11 %)
Departures on a typical Sunday90366 % of the typical Tuesday
Public transport stops / 1’0006.21Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official
Jobs2’405reference year 2018
Establishments660reference year 2018

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source