Civiora

Municipal profile

Coat of arms of Ebnat-Kappel

Ebnat-Kappel

Canton: St. Gallen (SG)

Civiora Index

Derived from official data

60/100

Above the median

National rank: 747 / 2’110 · Top 36% nationally

Taxes51/100
Premiums96/100
Electricity66/100
Housing67/100
PT service26/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude1’003 m
Area43.5 km²
Postcode9633
FSO no.3352
DistrictWahlkreis Toggenburg
Tax burden13.0 %Single, CHF 80’000 · 2026 in line with SwitzerlandSwiss median: 13.1 %
Electricity price25.6 ct./kWhH4 · 2027 less than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums534 CHF/monthAdult · 2027 less than SwitzerlandSwiss median: 599 CHF
Population5’353+6.9 % over 5 years (2020–2025) more than SwitzerlandSwiss median: +4.4 %
Vacancy rate1.21 %01.06.2026 more than SwitzerlandSwiss median: 0.83 %
Public transport stops10At least one rail stop

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Ebnat-Kappel pays 13.0% of their gross income in tax, or about CHF 10’400 a year. That is close to the median Swiss municipality.

Ebnat-KappelSwiss median
Single, CHF 80’000 approx. 10’400 CHF/year90 CHF/year less
13.0 %
13.1 %
Single, CHF 120’000 approx. 20’400 CHF/year300 CHF/year less
17.0 %
17.2 %
Married couple, CHF 120’000 approx. 13’810 CHF/year350 CHF/year more
11.5 %
11.2 %
Family, 2 children, CHF 150’000 approx. 15’080 CHF/year160 CHF/year more
10.1 %
9.9 %
Retiree, CHF 80’000 approx. 12’980 CHF/year
16.2 %
16.2 %
Taxes: tax burden by scenario
Ebnat-KappelSwiss median
Single, CHF 80’00013.00 %13.11 %
Single, CHF 120’00017.00 %17.25 %
Married couple, CHF 120’00011.51 %11.22 %
Family, 2 children, CHF 150’00010.05 %9.94 %
Retiree, CHF 80’00016.23 %16.23 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Ebnat-Kappel pays 25.62 ct. per kWh, or about CHF 1’150 a year. That is CHF 58 a year less than in the median Swiss municipality.

25.62 ct./kWh

less than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 10.38Grid (delivery to the meter) 10.94Levies and surcharge (public charges and levies) 4.30ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Ebnat-Kappel pays a median CHF 534 a month for basic health insurance, or about CHF 6’400 a year (CHF 300 deductible, accident cover included). That is CHF 66 a month less than the Swiss median (CHF 599).

534 CHF/month

less than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 25 offers in premium region SG-3 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult400.30 CHF/monthapprox. 4’800 CHF/year
19–25 years267.30 CHF/monthapprox. 3’210 CHF/year
Child105.40 CHF/monthapprox. 1’260 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Ebnat-Kappel has 5’353 inhabitants at the end of 2025, 6.9% more than five years ago (Swiss median: +4.4%).

Population change 2010–2025

Population change 2010–2025
Population
20104’916
20114’924
20124’945
20134’977
20145’015
20155’057
20165’034
20175’012
20185’031
20195’001
20205’007
20215’051
20224’979
20235’092
20245’323
20255’353

5’353 inhabitants

Density: 123 inhab./km² · 2025

+0.6 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 21.1 %20–64 years 53.6 %65 and over 25.3 %

About 1 resident in 5 is under 20, and 1 in 4 is 65 or over. About 1 resident in 6 (17.3%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

On 1 June 2026, 1.21% of homes in Ebnat-Kappel were vacant, about 1 in 83 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacancy rate 2016–2026
Vacancy rate (%)
20161.45
20173.03
20182.80
20192.61
20202.62
20212.37
20221.99
20231.78
20241.42
20250.97
20261.21
Vacant dwellings3501.06.2026
Housing stock (2024)2’877

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Ebnat-Kappel has 10 public transport stops. On an ordinary Tuesday, 706 departures are scheduled across all stops, 98 of them after 8 pm.

Public transport stops10At least one rail stop
Departures on a typical Tuesday706of which evening (from 8 pm): 98 (14 %)
Departures on a typical Sunday54577 % of the typical Tuesday
Public transport stops / 1’0001.87Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Ebnat-Kappel’s territory is 5.5% built-up, 47.8% farmland and 43.1% forest (survey 2004/2009).

Built-up 5.5 %Farmland 47.8 %Forest 43.1 %Other (water, rock…) 3.6 %
Jobs2’242reference year 2018
Establishments371reference year 2018
Social assistance rate2.6 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source