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Municipal profile

Coat of arms of Kernenried

Kernenried

Canton: Bern (BE)

Civiora Index

Derived from official data

34/100

Below the median

National rank: 1’987 / 2’110

Taxes30/100
Premiums37/100
Electricity26/100
Housing52/100
PT service27/100

Confidence level: high · v1.1.0 · Civiora Index computed from official public data. Proprietary, non-official index. Understand the index

Median altitude510 m
Area3.3 km²
Postcode3309
FSO no.411
DistrictVerwaltungskreis Emmental
Tax burden14.5 %Single, CHF 80’000 · 2026 more than SwitzerlandSwiss median: 13.1 %
Electricity price28.9 ct./kWhH4 · 2027 more than SwitzerlandSwiss median: 26.9 ct./kWh
Health insurance premiums634 CHF/monthAdult · 2027 more than SwitzerlandSwiss median: 599 CHF
Population516−5.7 % over 5 years (2020–2025) less than SwitzerlandSwiss median: +4.4 %
Vacancy rate0.83 %01.06.2026 in line with SwitzerlandSwiss median: 0.83 %
Public transport stops1No rail stop (bus/other)

Taxes: tax burden by scenario

Tax burden ranking →Official

On a salary of CHF 80’000 a year, a single person in Kernenried pays 14.5% of their gross income in tax, or about CHF 11’570 a year. That is CHF 1’080 more than in the median Swiss municipality.

KernenriedSwiss median
Single, CHF 80’000 approx. 11’570 CHF/year1’080 CHF/year more
14.5 %
13.1 %
Single, CHF 120’000 approx. 21’490 CHF/year790 CHF/year more
17.9 %
17.2 %
Married couple, CHF 120’000 approx. 16’360 CHF/year2’890 CHF/year more
13.6 %
11.2 %
Family, 2 children, CHF 150’000 approx. 18’160 CHF/year3’260 CHF/year more
12.1 %
9.9 %
Retiree, CHF 80’000 approx. 13’940 CHF/year960 CHF/year more
17.4 %
16.2 %

2026 tax burden in % of gross income (federal, cantonal and communal taxes; earned income, no wealth, no church tax). Calculation FTA, Swiss tax calculator.

Federal Tax Administration (FTA)Tax burden 2026: Swiss tax calculator (model cases)View source

Electricity

2027 tariff ranking →Official

A typical household (profile H4, 4’500 kWh a year) in Kernenried pays 28.93 ct. per kWh, or about CHF 1’300 a year. That is CHF 91 a year more than in the median Swiss municipality.

28.93 ct./kWh

more than SwitzerlandSwiss median: 26.91 ct./kWh

Tariff breakdown

Energy (the electricity itself) 12.60Grid (delivery to the meter) 11.32Levies and surcharge (public charges and levies) 5.01ct./kWh

Federal Electricity Commission (ElCom)Electricity tariffs 2027, profile H4, standard productView source

Health insurance premiums

2027 premium ranking →Derived from official data

An adult in Kernenried pays a median CHF 634 a month for basic health insurance, or about CHF 7’600 a year (CHF 300 deductible, accident cover included). That is CHF 35 a month more than the Swiss median (CHF 599).

634 CHF/month

more than SwitzerlandSwiss median: 599 CHF

Median monthly premium 2027, adult (26+), CHF 300 deductible, with accident, standard model: median of the 26 offers in premium region BE-2 (Civiora calculation on FOPH data).

Official FOPH average premiums 2027 (all deductibles and models)

Adult488.50 CHF/monthapprox. 5’860 CHF/year
19–25 years332.60 CHF/monthapprox. 3’990 CHF/year
Child123.90 CHF/monthapprox. 1’490 CHF/year

Federal Office of Public Health (FOPH)Compulsory health insurance premiums 2027 (priminfo)View source

Population and demographics

Official

Kernenried has 516 inhabitants at the end of 2025, 5.7% fewer than five years ago (Swiss median: +4.4%).

Population change 2010–2025

516 inhabitants

Density: 155 inhab./km² · 2025

−3.4 % vs previous year (2024–2025)

Age structure (2025)

0–19 years 20.9 %20–64 years 56.0 %65 and over 23.1 %

About 1 resident in 5 is under 20, and 1 in 4 is 65 or over. About 1 resident in 17 (5.8%) holds a foreign nationality.

Federal Statistical Office (FSO)STATPOP: permanent resident population (STAT-TAB), status 31.12.2025View source

Housing

Vacancy rate ranking →Official

On 1 June 2026, 0.83% of homes in Kernenried were vacant, about 1 in 120 (Swiss median: 0.83%). The higher this rate, the easier it is to find a home.

Vacancy rate 2016–2026

Vacant dwellings201.06.2026
Housing stock (2024)240

Federal Statistical Office (FSO)Vacant dwellings count, 1 June 2026View source

Federal Statistical Office (FSO)Buildings and dwellings statistics (GWS): housing stock 2024View source

Public transport

Derived from official data

Kernenried has 1 public transport stop. On an ordinary Tuesday, 28 departures are scheduled across all stops, 0 of them after 8 pm.

Public transport stops1No rail stop (bus/other)
Departures on a typical Tuesday28of which evening (from 8 pm): 0 (0 %)
Departures on a typical Sunday00 % of the typical Tuesday
Public transport stops / 1’0001.94Swiss median: 3.33

Departures counted in the official 2026 timetable (GTFS) on typical days: Tuesday 08.09.2026 and Sunday 13.09.2026. Every call at every stop in the municipality counts as one departure. Civiora calculation.

opentransportdata.swiss (ATLAS, SBB on behalf of the Confederation)Public transport service points, status 04.08.2026View source

opentransportdata.swiss (official GTFS timetable)2026 timetable (GTFS, 01.08.2026 edition): typical daysView source

Territory and local economy

Official

Kernenried’s territory is 14.5% built-up, 60.5% farmland and 23.8% forest (survey 2004/2009).

Built-up 14.5 %Farmland 60.5 %Forest 23.8 %Other (water, rock…) 1.2 %
Jobs122reference year 2018
Establishments34reference year 2018
Social assistance rate1.4 %reference year 2019

Federal Statistical Office (FSO)Regional portraits 2021: key figures of communesView source